Single Family Residence at 20 ROYAL PALM LN, PALM COAST
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$399,000

20 ROYAL PALM LN
PALM COAST, FL 32164
Listed by Eric Zimmerman · RE/MAX ADVANTAGE
Bedrooms
3
Bathrooms
2
Living area
2,010 sqft
Year built
2005

About this home

Welcome to a beautifully updated 3 bedroom, 2 bathroom home with a versatile flex den or office, tucked away in a quiet Palm Coast neighborhood with convenient access to local schools, shopping, restaurants, and a quick drive to the beach. The home has been updated and meticulously maintained, including remodeled bathrooms, granite kitchen countertops, updated flooring, and an impressive list of major improvements. The backyard is made for Florida living with a custom heated saltwater pool, sundeck, and full screen enclosure. The fully fenced backyard also offers flexible space for children, pets, or a dog run, plus a large side gate with room to park a boat or trailer out of sight. The property is in Zone X, high and dry with no flood issues. Between the updated systems, hurricane-rated improvements, and extensive maintenance, the major work has already been handled. Whether you are looking for a retirement home close to the beach and everything Palm Coast has to offer, or a family-friendly home with convenient access to the schools, this one checks the boxes. Move in, unpack, and enjoy. Major updates include: Roof 2019 with architectural shingles Hurricane-rated windows 2022 with storm shutters Water heater 2021 HVAC 2016, serviced every six months Heated saltwater pool and screen enclosure 2016 Gutters 2019 White vinyl privacy fencing 2016 with black chain link sections Exterior painted 2017 with premium ceramic paint Tuff Shed 2016, anchored to concrete pad for hurricane requirements Horseshoe driveway 2017 Govee exterior lighting controlled by app RainSoft water system Ceramic-coated garage floor

Highlights

Private pool

Property details

MLS #
MFRV4951138
Property type
Single Family Residence
Subdivision
PALM COAST SEC 32
Status
Active
Days on market
22
On market date
September 11, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
RYMFIRE ELEMENTARY SCHOOL
1.31 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,047
Student:teacher ratio
15.2:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
1.31 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
3.33 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
13 / 100
Restaurants & cafes1
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 22 days -- 90 fewer days than PALM COAST's current average of 112 days.
For reference, the median list price across 1,879 active listings in PALM COAST right now is $350,000.

Mortgage calculator

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Est. monthly payment
$2,553/mo
$79,800 down
$319,200 loan
Principal & interest$2,070
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 23 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.