Single Family Residence at 5686 MERLIN WAY, ST CLOUD
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$449,000

5686 MERLIN WAY
ST CLOUD, FL 34772
Listed by Madie Zilke · SOUTHERN GROUNDS REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
1,869 sqft
Year built
2003

About this home

WELCOME HOME! to this beautifully updated 3-bedroom, 2-bath home located in Camelot, a gated St. Cloud community known for its distinctive custom-built homes and unique character. Situated on an oversized .35-acre lot with a fully fenced backyard and no rear neighbors, this home offers plenty of space and privacy for enjoying the Florida lifestyle. Freshly painted inside and out, the home features new coordinating vinyl flooring throughout, crown molding, and a beautifully updated kitchen with new countertops, backsplash, and coordinating appliances included. An inside laundry room adds everyday convenience, while the primary suite features an upgraded walk-in closet with custom cabinetry and shelving for additional storage and organization. Step outside to the extended, fully screened back patio overlooking the spacious fenced backyard an inviting space for entertaining, relaxing, or enjoying Florida's year-round outdoor living. With low HOA fees, no CDD, thoughtful updates, added privacy, and the charm of a custom-home community, this move-in-ready home has so much, and ready for you! Schedule your private showing today!

Property details

MLS #
MFRS5156972
Property type
Single Family Residence
Subdivision
CAMELOT UNIT 4
Status
Active
Days on market
28
On market date
September 4, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.35 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
1.45 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.53 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
2.42 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 28 days -- 82 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$2,854/mo
$89,800 down
$359,200 loan
Principal & interest$2,330
Property tax (est.)$374
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.