Single Family Residence at 98 SMITH TRL, PALM COAST
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60 photos

$285,000

98 SMITH TRL
PALM COAST, FL 32164
Listed by Ariel Oren · ATLANTIC OCEAN REALTY
Bedrooms
3
Bathrooms
2
Living area
1,230 sqft
Year built
2003

About this home

Welcome home to Palm Coast! Within a short ride to the beach - This beautifully maintained 3-bedroom, 2-bathroom single-family residence perfectly balances comfort and functional design. Featuring a highly sought-after split-bedroom floor plan, the layout maximizes privacy by separating the spacious primary suite from the guest bedrooms. As you step inside, you will appreciate the bright living spaces enhanced by high vaulted ceilings and cooling ceiling fans throughout. The functional kitchen features a cozy eat-in breakfast area, making it ideal for casual morning coffee or meal prep. Step out back to find your private Florida oasis. The covered and screened-in lanai overlooks a fully fenced, expansive backyard—perfect for pets, play, or outdoor entertaining. Plus, enjoy the ultimate peace of mind with no rear neighbors directly behind the property. Complete with an attached 2-car garage, this turn-key home is ready for its next chapter. Schedule your tour today!

Property details

MLS #
MFRFC321193
Property type
Single Family Residence
Subdivision
SEMINOLE WOODS
Status
Active
Days on market
1
On market date
September 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
OLD KINGS ELEMENTARY SCHOOL
3.75 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,130
Student:teacher ratio
15.9:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
8.27 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
FLAGLER-PALM COAST HIGH SCHOOL
4.65 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,662
Student:teacher ratio
26.1:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 1 days -- 110 fewer days than PALM COAST's current average of 111 days.
For reference, the median list price across 1,926 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,866/mo
$57,000 down
$228,000 loan
Principal & interest$1,479
Property tax (est.)$238
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.