Belleair Oaks - 1975 W BAY DR #109, LARGO
Front of building, unit is located on west end of 2nd floor - 1975 W BAY DR #109, LARGO
Aerial view - 1975 W BAY DR #109, LARGO
Completely updated kitchen.  Virtually staged - 1975 W BAY DR #109, LARGO
Completely updated kitchen with pass through.  Virtually staged - 1975 W BAY DR #109, LARGO
Dining room. Virtually staged - 1975 W BAY DR #109, LARGO
Living room with sliding glass to screened in lanai.  Virtually staged. - 1975 W BAY DR #109, LARGO
Screened in lanai.  Virtually staged - 1975 W BAY DR #109, LARGO
Primary bedroom with sliding glass to screened lanai.  Virtually staged - 1975 W BAY DR #109, LARGO
Bedroom #2 with custom closet.  Virtually staged - 1975 W BAY DR #109, LARGO
Aerial view - 1975 W BAY DR #109, LARGO
Completely updated kitchen. - 1975 W BAY DR #109, LARGO
Completely updated kitchen. - 1975 W BAY DR #109, LARGO
Completely updated kitchen. - 1975 W BAY DR #109, LARGO
LG 3 door smart refrigerator - 1975 W BAY DR #109, LARGO
Completely updated kitchen with pass through. - 1975 W BAY DR #109, LARGO
Pass through from kitchen to dining room, living room and screened in lanai. - 1975 W BAY DR #109, LARGO
Front door - 1975 W BAY DR #109, LARGO
Open floor plan - 1975 W BAY DR #109, LARGO
Dining room - 1975 W BAY DR #109, LARGO
Open plan dining room, living room and sliding glass doors to screened in lanai - 1975 W BAY DR #109, LARGO
Living room, dining room, pass through to kitchen and front door - 1975 W BAY DR #109, LARGO
Living room with sliding glass doors to screened lanai - 1975 W BAY DR #109, LARGO
Screened in lanai - 1975 W BAY DR #109, LARGO
Updaed hall bathroom - 1975 W BAY DR #109, LARGO
Primary bathroom with sliding glass doors to screened lanai - 1975 W BAY DR #109, LARGO
Primary bedroom with en suite bathroom, walk in closet with laundry, sliding glass doors to screened lanai - 1975 W BAY DR #109, LARGO
Primary bedroom walk in closet with GE washer/dryer - 1975 W BAY DR #109, LARGO
Updated primary en suite bath - 1975 W BAY DR #109, LARGO
Bedroom #2 with custom closet - 1975 W BAY DR #109, LARGO
Bedroom #2 with custom closet - 1975 W BAY DR #109, LARGO
Bedroom #2 with custom closet - 1975 W BAY DR #109, LARGO
Updated hall bathroom - 1975 W BAY DR #109, LARGO
Updated hall bathroom - 1975 W BAY DR #109, LARGO
Front of building, unit is end unit on 2nd floor - 1975 W BAY DR #109, LARGO
Front of building, unit is end unit on 2nd floor. Assigned parking space. Lush landscaping and oak trees - 1975 W BAY DR #109, LARGO
Front of building - 1975 W BAY DR #109, LARGO
Stairs to 2nd floor end unit - 1975 W BAY DR #109, LARGO
2nd floor end unit, south facing - 1975 W BAY DR #109, LARGO
Front door to unit - 1975 W BAY DR #109, LARGO
West side of building, unit is on 2nd floor west end - 1975 W BAY DR #109, LARGO
Back of unit, 2nd floor screened lanai - 1975 W BAY DR #109, LARGO
Back of unit, 2nd floor screened lanai - 1975 W BAY DR #109, LARGO
Community laundry room - 1975 W BAY DR #109, LARGO
44 photos

$239,000

1975 W BAY DR #109
LARGO, FL 33770
Listed by Scott Ferguson · COASTAL PROPERTIES GROUP INTERNATIONAL
Bedrooms
2
Bathrooms
2
Living area
985 sqft
Year built
1970

About this home

Virtually Staged. MOVE-IN READY & BEAUTIFULLY RENOVATED 2-BEDROOM, 2-BATH CONDO IN BELLEAIR OAKS! This second-floor, corner unit condo offers modern finishes, an inviting open floor plan, and effortless Florida living in a prime Largo location. Step inside to a light and bright interior featuring brand-new luxury vinyl plank flooring throughout and an abundance of natural light from generously sized windows. The beautifully renovated kitchen is the heart of the home, showcasing brand-new soft-close cabinetry, sleek new stainless-steel appliances, and stylish finishes, with an easy flow into the dining and living room combination—perfect for everyday living and entertaining. Sliding glass doors extend the living space to a spacious screened-in lanai overlooking a peaceful garden view, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. The desirable split-bedroom floor plan provides privacy and comfort. The spacious primary suite features an updated private bath with a step-in shower, walk-in closet, generously sized windows, and sliding glass doors providing direct access to the screened lanai. A convenient stackable washer and dryer are located within the unit. The second bedroom offers plenty of space, large windows, and a custom closet, with the beautifully updated hall bath just steps away. Thoughtfully updated and truly move-in ready, this home is ideal for full-time living, a seasonal retreat, or a low-maintenance Florida getaway in a beautifully maintained and lushly landscaped complex. Enjoy an exceptional location just minutes from the sparkling waters and world-famous Gulf beaches, with shopping and dining in nearby Belleair Bluffs and Publix within walking distance. The Pinellas Trail and Taylor Park are just blocks away, offering opportunities for biking, walking, picnicking, fishing, and enjoying the outdoors. The HOA fee includes water, sewer, trash, and grounds maintenance, Pet friendly and located outside a flood zone. This is a rare opportunity to own a fully updated, maintenance-free home in a highly desirable Largo location. Simply unpack, settle in, and start enjoying your new home! NOT IN A FLOOD ZONE. Photos are digitally staged.

Property details

MLS #
MFRTB8544064
Property type
Condominium
Subdivision
BELLEAIR OAKS CONDO
Status
Active
Days on market
28
On market date
September 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MILDRED HELMS ELEMENTARY SCHOOL
0.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
548
Student:teacher ratio
12.7:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
1.63 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
LARGO HIGH SCHOOL
1.38 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,096
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for LARGO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

85
Highly walkable
out of 100
EPA National Walkability Index
15.0 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores7
Parks14
Schools6
Transit stops20
Pharmacies12

Market position

How this listing compares to current activity in LARGO, from live MLS data.

On the market 28 days -- 72 fewer days than LARGO's current average of 100 days.
For reference, the median list price across 730 active listings in LARGO right now is $220,000.

Mortgage calculator

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Est. monthly payment
$1,589/mo
$47,800 down
$191,200 loan
Principal & interest$1,240
Property tax (est.)$199
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.