Single Family Residence at 2880 DOWNING CT, PALM HARBOR
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$549,900

2880 DOWNING CT
PALM HARBOR, FL 34684
Listed by Tiffany Michael · CENTURY 21 CIRCLE
Bedrooms
3
Bathrooms
2
Living area
1,398 sqft
Year built
1985

About this home

Welcome to Florida living at its best in desirable Countryside North! Located in Palm Harbor just minutes from beautiful white-sand beaches and unforgettable Gulf sunsets, this beautifully updated 3-bedroom, 2-bathroom pool home offers the perfect blend of comfort, privacy, and lifestyle. The bright, open-concept floor plan seamlessly connects the kitchen, dining, and living areas, while the desirable triple-split bedroom layout provides exceptional privacy for everyone. The spacious primary suite features a large walk-in closet, and both bathrooms have been beautifully updated. Outside, enjoy your own private retreat with an oversized screened patio and lanai overlooking the sparkling in-ground pool, all situated on a desirable corner lot just under a quarter acre. The home has been thoughtfully improved over the years with newer windows, flooring, baseboards, roof, siding, HVAC, water heater, water softener, pool pump and filter, resurfaced pool, vinyl fencing, refrigerator and range, custom built-in closets, and brand-new interior paint. A permitted detached shed with electricity and A/C adds an incredibly versatile bonus space for a home office, gym, workshop, hobby room, or additional storage. With so many major updates already completed and an unbeatable Palm Harbor location close to beaches, dining, shopping, and everyday conveniences, this is a home you can move into and simply enjoy.

Highlights

Private pool

Property details

MLS #
MFRTB8544023
Property type
Single Family Residence
Subdivision
COUNTRYSIDE NORTH TR 3B PH 2
Status
Active
Days on market
4
On market date
August 31, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CURLEW CREEK ELEMENTARY SCHOOL
0.57 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
632
Student:teacher ratio
12.6:1
District
PINELLAS
Middle
CHI CHI RODRIQUEZ ACADEMY
1.75 mi away · Grades 4-8
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
70
District
PINELLAS
High
COUNTRYSIDE HIGH SCHOOL
2.25 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,751
Student:teacher ratio
21.6:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores4
Parks2
Schools5
Transit stops3
Pharmacies7

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 4 days -- 96 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,462/mo
$109,980 down
$439,920 loan
Principal & interest$2,853
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.