Model home - actual lot & features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Model home - actual features may vary. - 20 FERNON DR, PALM COAST
Palm Coast Community - 20 FERNON DR, PALM COAST
Flagler Beach - 20 FERNON DR, PALM COAST
Stunning Palm Coast Sunset! - 20 FERNON DR, PALM COAST
37 photos

$522,300

20 FERNON DR
PALM COAST, FL 32137
Listed by Bridgette Hoyt · NEW HOME STAR FLORIDA LLC
Bedrooms
4
Bathrooms
3
Living area
3,130 sqft
Year built
2027

About this home

Luxury Smart Home Living in Palm Coast - MUST SEE! The Livorno showcases a thoughtfully designed split-bedroom layout with high-end finishes, spacious gathering areas, and modern smart home technology. Located in desirable Palm Coast, the home is surrounded by natural beauty, including scenic nature trails and gorgeous beaches. A striking stone exterior accent creates impressive curb appeal, while the entry opens to a grand foyer highlighted by tray ceilings, 10-foot ceilings, and a thoughtfully designed open layout. The home also features a formal dining room and versatile flex space that can serve as a home office, media room, or playroom. Luxury vinyl flooring extends throughout the main living areas, with carpet providing comfort in the bedrooms. The spacious great room is filled with natural light and flows to the oversized covered lanai, creating an inviting extension of the interior living space. At the heart of the home, the designer gourmet kitchen features a large island, quartz countertops, soft-close cabinets, stainless steel appliances including a double wall oven and cooktop, wet bar, and a cozy breakfast nook. The primary suite provides a private retreat with tray ceilings, dual walk-in closets, and a deluxe bath appointed with dual sinks, quartz countertops, soft-close cabinetry, and an oversized tiled shower. A private sliding glass door provides additional access to the covered lanai. Bedrooms 2 through 4 are generously sized, with two secondary bedrooms positioned toward the rear of the home and featuring walk-in closets. These bedrooms share a full bath with a tub and shower combination. An additional bedroom at the front of the home provides added privacy and includes a full bath with a walk-in tiled shower, creating flexible space for guests or multigenerational living. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, DEAKO Switches, and a network connection panel. Additional highlights include a spacious laundry and mud room, durable architectural shingles, ZIP System sheathing, low-emissivity windows, professional landscaping, a 3-car garage, and the peace of mind of a full builder warranty. Experience the craftsmanship, upscale finishes, thoughtful design, and modern technology of the Livorno. Schedule your private showing today! We can’t wait to welcome you home!

Highlights

New construction

Property details

MLS #
MFRO6437470
Property type
Single Family Residence
Subdivision
PALM COAST
Status
Active
Days on market
1
On market date
August 28, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BELLE TERRE ELEMENTARY SCHOOL
2.12 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
2.16 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
0.63 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 1 days -- 110 fewer days than PALM COAST's current average of 111 days.
For reference, the median list price across 1,926 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,295/mo
$104,460 down
$417,840 loan
Principal & interest$2,710
Property tax (est.)$435
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 29, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.