Single Family Residence at 1024 VERMONT AVE, ST CLOUD
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$340,000

1024 VERMONT AVE
ST CLOUD, FL 34769
Listed by Heidi Jones · EXP REALTY LLC
Bedrooms
3
Bathrooms
3
Living area
1,583 sqft
Year built
1910

About this home

Virtually Staged. CHARMING 1910 HOME FEATURING THREE BEDROOMS, THREE BATHROOMS, 1,583 SQUARE FEET, A LARGE COVERED FRONT PORCH, FENCED BACKYARD, FLEX SPACE, MAJOR UPGRADES, AND NO HOA—ALL ON A CORNER LOT NEAR DOWNTOWN ST. CLOUD AND THE LAKEFRONT! Lovingly maintained, this distinctive home blends century-old character with thoughtful updates. The front porch creates a welcoming place to relax. Inside, tall windows fill the living room with natural light, while the adjoining family room offers a comfortable gathering space. Arched openings lead to the dining area and kitchen with wood cabinetry, granite countertops, island seating, a mosaic backsplash, and tile flooring. The primary suite includes a tiled bath with a jetted tub and walk-in shower. Upstairs are two additional bedrooms, a full bath, and a loft. The enclosed former carport adds unconditioned flex space with a separate entrance, tile flooring, vaulted ceiling, and ceiling fan—ideal for an office, homeschool room, studio, gym, game room, or retreat. The spacious fenced backyard offers room to entertain, garden, play, or enjoy the Florida sunshine. Major improvements include a 2005 metal roof, 2016 water heater, and 2025 Carrier 3-ton variable-speed heat-pump HVAC with quiet inverter technology. Conveniently located near Historic Downtown St. Cloud, Lakefront Park, schools, shopping, dining, medical facilities, the Veterans Memorial Library, and US-192.

Property details

MLS #
MFRO6437083
Property type
Single Family Residence
Subdivision
ST CLOUD 2ND TOWN OF
Status
Active
Days on market
12
On market date
September 4, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
LAKEVIEW ELEMENTARY SCHOOL
0.75 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
704
Student:teacher ratio
14.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.21 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
OSCEOLA TECHNICAL COLLEGE ST CLOUD CAMPUS
0.77 mi away · Grades 11-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

91
Highly walkable
out of 100
EPA National Walkability Index
16.8 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks8
Schools17
Transit stops18
Pharmacies5

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 12 days -- 98 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,198/mo
$68,000 down
$272,000 loan
Principal & interest$1,764
Property tax (est.)$283
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.