Single Family Residence at 5019 DOWN CT, ST CLOUD
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29 photos

$659,000

5019 DOWN CT
ST CLOUD, FL 34772
Listed by REALTY HUB
Bedrooms
5
Bathrooms
3.5
Living area
3,854 sqft
Year built
2023

About this home

Vacant home ready for move in! Upgraded Exbury Premier Model. Experience the best of lakeside living in this stunning 2023-built home located in the sought-after Hanover Lakes community. With 5 spacious bedrooms, 3.5 bathrooms, and a flexible first-floor office or den, this beautifully designed residence features a modern open-concept layout perfect for both everyday comfort and effortless entertaining. Step inside to an expansive main living area highlighted by upgraded herringbone wood tile flooring, a large kitchen island, and generous cabinet space. The natural medium oak cabinetry, granite countertops, and gold-finish hardware add a modern touch, while smart light fixtures throughout the home provide both convenience and style. With over $66,000 in owner upgrades, this home blends high-end finishes with thoughtful enhancements throughout. The dining area flows seamlessly into a covered, tiled lanai—now upgraded with a screened door—creating an ideal space for indoor- outdoor living year-round. Upstairs, a spacious second living area provides flexibility for media, work, or play. Four generously sized bedrooms and two full bathrooms provide ample room for family or guests, while the first-floor primary suite serves as a private retreat complete with a spa-inspired bath, deluxe soaking tub, and separate shower. Additional highlights include a 3-car garage with protective epoxy flooring, offering a polished, non-slip finish, and plenty of storage space. Though barely lived in, this home presents like brand new—ready for its next chapter. Residents of Hanover Lakes enjoy exclusive access to a private boat dock with direct access to Alligator Lake, perfect for enjoying Florida's natural beauty. The community also features a resort-style pool, splash pad, and a spacious sundeck with breathtaking views. Located in Osceola County, you're just minutes from Orlando’s top attractions, beaches, and major expressways. Don’t miss this incredible opportunity to own a nearly new home in a vibrant waterfront community—schedule your private tour today!

Highlights

Waterfront

Property details

MLS #
MFRS5156405
Property type
Single Family Residence
Subdivision
HANOVER LAKES PH 5
Status
Active
Days on market
1
On market date
September 14, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HICKORY TREE ELEMENTARY SCHOOL
2.23 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.35 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.51 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 109 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,119/mo
$131,800 down
$527,200 loan
Principal & interest$3,419
Property tax (est.)$549
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.