20 West Cowles - 20 W COWLES ST, ENGLEWOOD
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Unit B - 20 W COWLES ST, ENGLEWOOD
Unit B screened lanai - 20 W COWLES ST, ENGLEWOOD
Unit A - 20 W COWLES ST, ENGLEWOOD
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Manasota Beach - 20 W COWLES ST, ENGLEWOOD
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Duplex located south of shopping plaza next to vacant lot on left - 20 W COWLES ST, ENGLEWOOD
Duplex located south of shopping plaza next to vacant lot on left - 20 W COWLES ST, ENGLEWOOD
45 photos

$395,000

20 W COWLES ST
ENGLEWOOD, FL 34223
Listed by Amy Nowicki · KELLER WILLIAMS ISLAND LIFE REAL ESTATE
Bedrooms
4
Bathrooms
N/A
Living area
1,885 sqft
Year built
1972

About this home

Calling all investors and Florida lifestyle seekers to this charming Old Florida-style duplex offering an unbeatable location in historic Old Englewood with an excellent rental history and zero HOA rules! Unit A features a light-filled 2-bedroom, 1-bathroom layout, while Unit B offers a spacious 2-bedroom, 2-bathroom floor plan, both boasting open concepts with large windows letting in an abundance of natural sunlight. Enjoy authentic Florida living with individual washer and dryer units for each side, a durable asphalt driveway with sidewalks to entry, a detached storage shed, a shingle roof replaced in 2008, and a private screen-enclosed lanai perfect for relaxing outdoors. Situated merely 4/10 of a mile from the nearest supermarket and just 2.9 miles from Englewood Beach and Manasota Key’s famous turquoise waters, the property delivers quick, easy access to Lemon Bay public boat ramps for fishing, kayaking, and sunset cruises. You are also just minutes away from historic Dearborn Street’s popular farmers markets, local eateries, art galleries, and Pioneer Park, making this versatile property the ultimate opportunity to generate steady rental income or live in one unit while leasing the other—call today to schedule your private showing!

Property details

MLS #
MFRD6148532
Property type
Duplex
Subdivision
GOULDS ADD
Status
Active
Days on market
13
On market date
September 10, 2026
Stories
N/A
Total bathrooms
N/A
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
ENGLEWOOD ELEMENTARY SCHOOL
0.49 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
575
Student:teacher ratio
15.1:1
District
SARASOTA
MiddleCharter
SKY ACADEMY ENGLEWOOD
1.36 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
261
Student:teacher ratio
13.1:1
District
SARASOTA
High
LEMON BAY HIGH SCHOOL
2.54 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,226
Student:teacher ratio
23.6:1
District
CHARLOTTE

Walkability

Blended score for ENGLEWOOD's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

93
Highly walkable
out of 100
EPA National Walkability Index
18.8 / 20 -- Most walkable
Nearby-amenity density
90 / 100
Restaurants & cafes20
Grocery stores7
Parks7
Schools6
Transit stops0
Pharmacies3

Market position

How this listing compares to current activity in ENGLEWOOD, from live MLS data.

On the market 13 days -- 182 fewer days than ENGLEWOOD's current average of 195 days.
For reference, the median list price across 1,003 active listings in ENGLEWOOD right now is $210,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,529/mo
$79,000 down
$316,000 loan
Principal & interest$2,050
Property tax (est.)$329
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.