Single Family Residence at 4505 WINDY HAMMOCK WAY, PALMETTO
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$384,900

4505 WINDY HAMMOCK WAY
PALMETTO, FL 34221
Listed by Madison Wells, PLLC · LESLIE WELLS REALTY, INC.
Bedrooms
4
Bathrooms
2
Living area
2,004 sqft
Year built
2019

About this home

Why wait for new construction when this beautifully upgraded, move-in-ready lakefront home delivers the location, lifestyle, and value you want today? Perfectly positioned on one of the desirable waterfront homesites in Willow Walk, this meticulously maintained four-bedroom, two-bath residence combines serene lake views, modern finishes, low HOA dues, and effortless Florida living, with all the major upgrades already completed for you. Built in 2019 and featuring the sought-after Magnolia floor plan, the home welcomes you with a light-filled, open-concept design ideal for both everyday living and entertaining. The stylish kitchen anchors the main living space with crisp white cabinetry, an oversized island with bar seating, quartz countertops, tile backsplash, and stainless steel appliances. New luxury vinyl flooring in the bedrooms adds a fresh, contemporary finish, while tile flooring throughout the main living areas offers both durability and timeless appeal. A wood-look feature wall in the living room introduces warmth, texture, and distinctive character, creating an inviting focal point within the open living space. A thoughtfully designed split-bedroom layout provides privacy, while the spacious primary suite features two walk-in closets and an upgraded tiled walk-in shower. Beyond the interiors, the true centerpiece is the tranquil lakefront setting. Enjoy peaceful water views from your backyard or transform the generous outdoor space into your own private Florida retreat with a custom pool, spa, expanded lanai, and outdoor entertaining area. With the homesite and setting already in place, the possibilities to further personalize this property are exceptional. Willow Walk offers a desirable low-maintenance lifestyle with remarkably low HOA dues, making this an outstanding alternative to new construction without the wait, added upgrade expenses, or unfinished feel. Conveniently located in Palmetto with easy access to I-75, Ellenton Premium Outlets, Downtown Bradenton, dining, shopping, and the celebrated Gulf Coast beaches of Anna Maria Island, this home places the best of Southwest Florida within easy reach. Immaculately maintained, beautifully upgraded, attractively priced, and ready for immediate enjoyment, this lakefront Willow Walk home offers exceptional value with plenty of opportunity to make it distinctly your own.

Highlights

Waterfront

Property details

MLS #
MFRA4703298
Property type
Single Family Residence
Subdivision
WILLOW WALK PH IIA-IIB-IID
Status
Active
Days on market
35
On market date
August 18, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.15 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BLACKBURN ELEMENTARY SCHOOL
1.63 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
549
Student:teacher ratio
14.8:1
District
MANATEE
Middle
BUFFALO CREEK MIDDLE SCHOOL
2.54 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,250
Student:teacher ratio
19.8:1
District
MANATEE
HighCharter
MANATEE SCHOOL FOR THE ARTS
3.05 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,902
Student:teacher ratio
20.2:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

20
Very car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 35 days -- 73 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 697 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$2,468/mo
$76,980 down
$307,920 loan
Principal & interest$1,997
Property tax (est.)$321
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 13 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.