Twilight front exterior view - 1021 SILVERBELL TRL, ST CLOUD
Front exterior – two-story single-family home - 1021 SILVERBELL TRL, ST CLOUD
Single Family Residence at 1021 SILVERBELL TRL, ST CLOUD, photo 3 of 39
Virtually staged living room – open-concept main living area - 1021 SILVERBELL TRL, ST CLOUD
Virtually staged kitchen with granite countertops and large center island - 1021 SILVERBELL TRL, ST CLOUD
Virtually staged dining area overlooking the open-concept kitchen - 1021 SILVERBELL TRL, ST CLOUD
Kitchen with granite countertops, large island and stainless steel appliances - 1021 SILVERBELL TRL, ST CLOUD
Spacious main living area with ceramic tile flooring - 1021 SILVERBELL TRL, ST CLOUD
Open-concept kitchen and dining area - 1021 SILVERBELL TRL, ST CLOUD
Single Family Residence at 1021 SILVERBELL TRL, ST CLOUD, photo 10 of 39
Front entry foyer - 1021 SILVERBELL TRL, ST CLOUD
Covered rear lanai overlooking the fenced backyard - 1021 SILVERBELL TRL, ST CLOUD
Single Family Residence at 1021 SILVERBELL TRL, ST CLOUD, photo 13 of 39
Fenced backyard and covered lanai - 1021 SILVERBELL TRL, ST CLOUD
Single Family Residence at 1021 SILVERBELL TRL, ST CLOUD, photo 15 of 39
Rear driveway with additional parking space - 1021 SILVERBELL TRL, ST CLOUD
Rear driveway with additional parking space - 1021 SILVERBELL TRL, ST CLOUD
Two-car garage with whole-house salt-free water filtration system - 1021 SILVERBELL TRL, ST CLOUD
Second-Floor Landing - 1021 SILVERBELL TRL, ST CLOUD
Virtually staged primary bedroom - 1021 SILVERBELL TRL, ST CLOUD
Spacious primary bedroom - 1021 SILVERBELL TRL, ST CLOUD
Primary en-suite bathroom - 1021 SILVERBELL TRL, ST CLOUD
Primary en-suite bathroom - 1021 SILVERBELL TRL, ST CLOUD
Primary bedroom walk-in closet - 1021 SILVERBELL TRL, ST CLOUD
Second-Floor Laundry - 1021 SILVERBELL TRL, ST CLOUD
Virtually staged secondary bedroom - 1021 SILVERBELL TRL, ST CLOUD
Secundary bedroom–Actual View - 1021 SILVERBELL TRL, ST CLOUD
Second-Floor Full Bathroom - 1021 SILVERBELL TRL, ST CLOUD
Second-Floor Full Bathroom - 1021 SILVERBELL TRL, ST CLOUD
Second-Floor Hallway - 1021 SILVERBELL TRL, ST CLOUD
Bedroom 3 – Virtually Staged as Office - 1021 SILVERBELL TRL, ST CLOUD
Bedroom 3– Actual View - 1021 SILVERBELL TRL, ST CLOUD
Bedroom 4 – Virtually Staged as Nursery - 1021 SILVERBELL TRL, ST CLOUD
Bedroom 4– Actual View - 1021 SILVERBELL TRL, ST CLOUD
Rear Twilight View & Paver Driveway - 1021 SILVERBELL TRL, ST CLOUD
Community Pool - 1021 SILVERBELL TRL, ST CLOUD
Community Playground - 1021 SILVERBELL TRL, ST CLOUD
Community Amenities - 1021 SILVERBELL TRL, ST CLOUD
Explore the two-story floor plan featuring 4 bedrooms, 2.5 baths, open-concept living areas, upstairs laundry, covered rear porch and 2-car garage. - 1021 SILVERBELL TRL, ST CLOUD
39 photos

$459,900

1021 SILVERBELL TRL
ST CLOUD, FL 34771
Listed by Xiomy Sosa · THE VALENZUELA REAL ESTATE GROUP
Bedrooms
4
Bathrooms
2.5
Living area
2,308 sqft
Year built
2023

About this home

Virtually Staged. NO CDD + PRICE IMPROVEMENT + 2023 HOME + EXTENSIVE UPGRADES + MINUTES TO SUNBRIDGE & LAKE NONA! WHY WAIT FOR NEW CONSTRUCTION—AND THEN SPEND THOUSANDS MORE AFTER CLOSING? This move-in-ready North St. Cloud home offers 2,308 SF, 4 bedrooms, 2.5 baths and concrete-block construction on BOTH stories, with valuable upgrades already completed—WITHOUT A CDD. NO CDD = ONE LESS RECURRING ASSESSMENT TO BUDGET FOR YEAR AFTER YEAR. While many newer communities in the surrounding area may include annual CDD assessments, this home has NO CDD—an important advantage when comparing the ongoing costs of homeownership. LOCATION MAKES IT EVEN BETTER. Enjoy quick access to the growing Sunbridge corridor and approximately 15 minutes to Lake Nona, home to Orlando's renowned Medical City, healthcare, dining, shopping, grocery stores, recreation and entertainment. Narcoossee Rd, SR-417 and SR-528 provide convenient connections to Orlando International Airport and Central Florida. EDUCATION ADDS TO THE LOCATION. This address is currently assigned to Voyager K-8 and Nova Lakes High School, the new Sunbridge-area high school opened for the 2026–2027 school year, adding another consideration for buyers who value access to newer educational facilities. STEP INSIDE AND IMAGINE YOURSELF HERE. The bright open-concept kitchen, dining and living area is ready for everyday moments and memorable gatherings, featuring a large granite island and stainless-steel appliances. Open the slider to the covered lanai and fully fenced backyard—already finished and ready to enjoy. Upstairs, retreat to the spacious primary suite with large private bath and walk-in closet, plus 3 additional bedrooms, a second full bath and upstairs laundry with washer and dryer included. NEED PARKING? THIS HOME DELIVERS: approximately six vehicles on the rear paver driveway PLUS a two-car garage. UPGRADES ARE ALREADY DONE: whole-house salt-free water filtration, vinyl privacy fence, rain gutters, front/rear irrigation, upgraded marble-stone landscaping, termite treatment, ADT security with exterior cameras and door/window sensors, smart-home features with mobile/Alexa control, and Wi-Fi extenders throughout the home for enhanced coverage. The HOA includes 1-Gig high-speed internet, plus community pool, playground, walking trails and lakes. NEWER HOME. UPGRADES DONE. NO CDD. GREAT LOCATION. READY FOR NEW MEMORIES. Instead of waiting for a new build and paying for improvements after closing, come experience what this 2023 home already offers. Pictures can show you the house—but walking through it lets you imagine the life you could create here. Come see if 1021 Silverbell Trail is where your next chapter begins. Schedule your private showing today! Buyer to independently verify school assignments, CDD/HOA information, measurements, parking capacity and other information important to Buyer; school assignments are subject to change.

Property details

MLS #
MFRO6434414
Property type
Single Family Residence
Subdivision
PRAIRIE OAKS
Status
Active
Days on market
42
On market date
August 21, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
2.44 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
2.57 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
TOHOPEKALIGA
5.74 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,557
Student:teacher ratio
22.6:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 42 days -- 70 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,920/mo
$91,980 down
$367,920 loan
Principal & interest$2,386
Property tax (est.)$383
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.