Waterfront - 5012 BESSIE CT, ST CLOUD
Front - 5012 BESSIE CT, ST CLOUD
Front - 5012 BESSIE CT, ST CLOUD
Front - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Kitchen - 5012 BESSIE CT, ST CLOUD
Family Room - 5012 BESSIE CT, ST CLOUD
Family Room - 5012 BESSIE CT, ST CLOUD
Screened Rear Porch - 5012 BESSIE CT, ST CLOUD
Open Main Living Space - 5012 BESSIE CT, ST CLOUD
Living Room - 5012 BESSIE CT, ST CLOUD
Living Room - 5012 BESSIE CT, ST CLOUD
19_Primary Suite - Bedroom (downstairs) - 5012 BESSIE CT, ST CLOUD
19_Primary Suite - Bedroom (downstairs) - 5012 BESSIE CT, ST CLOUD
19_Primary Suite - Bathroom (downstairs) - 5012 BESSIE CT, ST CLOUD
19_Primary Suite - Shower (downstairs) - 5012 BESSIE CT, ST CLOUD
19_Primary Suite - Closet (downstairs) - 5012 BESSIE CT, ST CLOUD
Hallway to Downstairs Bedrooms - 5012 BESSIE CT, ST CLOUD
Bedroom 2 (downstairs) - 5012 BESSIE CT, ST CLOUD
Bedroom 3 (downstairs) - 5012 BESSIE CT, ST CLOUD
Bedroom 4 (downstairs) - 5012 BESSIE CT, ST CLOUD
Bathroom 2  (downstairs) - 5012 BESSIE CT, ST CLOUD
Bedroom 5 (upstairs) - 5012 BESSIE CT, ST CLOUD
Bedroom 5 (upstairs) - 5012 BESSIE CT, ST CLOUD
Bathroom 3 (upstairs) - 5012 BESSIE CT, ST CLOUD
Half Bath (downstairs) - 5012 BESSIE CT, ST CLOUD
Laundry (downstairs) - 5012 BESSIE CT, ST CLOUD
Floor Plan - 5012 BESSIE CT, ST CLOUD
Waterfront Backyard - 5012 BESSIE CT, ST CLOUD
Waterfront Backyard - 5012 BESSIE CT, ST CLOUD
Backyard + Screened Rear Porch - 5012 BESSIE CT, ST CLOUD
Waterfront Backyard - 5012 BESSIE CT, ST CLOUD
Waterfront Backyard - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Aerial - 5012 BESSIE CT, ST CLOUD
Community Amenities - 5012 BESSIE CT, ST CLOUD
Community Amenities - 5012 BESSIE CT, ST CLOUD
Community Amenities - 5012 BESSIE CT, ST CLOUD
Community Boat Ramp - 5012 BESSIE CT, ST CLOUD
Community Playground - 5012 BESSIE CT, ST CLOUD
Community Boat Lift to acces Alligator Lake - 5012 BESSIE CT, ST CLOUD
Community Park - 5012 BESSIE CT, ST CLOUD
Community Dock - 5012 BESSIE CT, ST CLOUD
Community Boat Lift to acces Alligator Lake - 5012 BESSIE CT, ST CLOUD
Community Boat Lift to acces Alligator Lake - 5012 BESSIE CT, ST CLOUD
Community Boat Lift to acces Alligator Lake - 5012 BESSIE CT, ST CLOUD
Community Entrance - 5012 BESSIE CT, ST CLOUD
Hanover Lakes Subdivision - 5012 BESSIE CT, ST CLOUD
57 photos

$550,000

5012 BESSIE CT
ST CLOUD, FL 34772
Listed by Joseph Doher · BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY
Bedrooms
5
Bathrooms
3.5
Living area
2,652 sqft
Year built
2023

About this home

Welcome home! This waterfront property boasts 5 bedrooms and 3.5 bathrooms - the perfect large family or multigenerational home - with direct connection to the Alligator Chain of Lakes through the community boat lift for a luxurious lakefront lifestyle that places relaxing, boating, and fishing fun right at your doorstep. Modern finishes, smart home features, and a prime location on a quiet dead-end street position it as an ideal retreat for those seeking the lakefront lifestyle. The open family room and chef's kitchen anchor the home's interior, with a large island, breakfast bar seating, quartz waterfall countertop, stainless steel appliances, self-cleaning double wall oven, farm sink, pantry closet, and 42-inch upper cabinets providing serious cooking capabilities for all occasions, with a quaint canal view. Smart features add a layer of 21st-century functionality to this home, with the garage door, thermostats, Eufy security system, and double wall oven being Wi-Fi connected and controllable whether you are home or away. Although these seem like small things, the little things make such a difference when life never seems to slow down. The app for the oven is the seller’s personal favorite because you can set the temperature ahead of time, so it is ready as soon as you walk in. The features don’t stop there. Recessed lighting illuminates the main areas, where cohesive and durable tile creates visual continuity from the entry foyer to the family room. The cohesiveness continues throughout the home, with all bedrooms featuring plush carpet, offering warmth and comfort in the private quarters, while all bathrooms include matching quartz countertops that perfectly complement the kitchen. Whether it is a morning coffee, a lazy Sunday, or quality time, the relaxing canal view can be enjoyed from the screened patio, family room, or even your bed in the primary suite. Air-conditioned storage is another plus of this home, with several large closets throughout, including some that are hidden away. Beyond the property itself, the community of Hanover Lakes features an array of thoughtful amenities. First off, there is a community boat ramp and lift to the Alligator Chain of Lakes, making the need for a private dock optional. Secondly, there is a community pool with a small waterpark that has two slides, a covered patio with plenty of tables and chairs, a shaded playground, and a multipurpose field adjacent to the pool, perfect for all kinds of fun under the sun. The pool, playground, and patio sit behind a security gate that can be opened via an app, keeping the area secure and making it the perfect setting for the whole family to enjoy. Next to the boat lift, there is also a covered fishing dock that provides both a relaxing place to fish and view the calming waters of Alligator Lake. For daily needs, Publix and Winn-Dixie are minutes away, while Royal St. Cloud Golf Links is just around the corner for golf enthusiasts. Lakefront Park is also nearby with waterfront dining and outdoor recreation, including a beach area, walking/riding trails, splash pad, playground, and a public boat ramp providing access to additional boating, fishing, and water recreation on the East Lake Toho Chain of Lakes. St. Cloud Medical Center is conveniently located for medical needs, and proximity to the FL Turnpike ensures smooth regional connectivity. Do not miss your chance to experience this waterfront lifestyle firsthand. Schedule your private showing today!

Highlights

Waterfront

Property details

MLS #
MFRO6430705
Property type
Single Family Residence
Subdivision
HANOVER LAKES PH 4
Status
Active
Days on market
20
On market date
August 10, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HICKORY TREE ELEMENTARY SCHOOL
2.17 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.46 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 20 days -- 92 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

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Est. monthly payment
$3,462/mo
$110,000 down
$440,000 loan
Principal & interest$2,854
Property tax (est.)$458
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.