Single Family Residence at 3122 MONTSERRAT WAY, HAINES CITY
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$325,000

3122 MONTSERRAT WAY
HAINES CITY, FL 33844
Listed by Nikki Ansons · COLDWELL BANKER REALTY
Bedrooms
4
Bathrooms
3
Living area
1,940 sqft
Year built
2003

About this home

**PRICE ADJUSTMENT & HOME WARRANTY** Amazing value! Don't miss out on this attractive 4-bedroom, 3-bath pool home in the gated, golf course community of Southern Dunes in Haines City. A generous living and dining room opens into a bright kitchen and dinette that flows straight out to the screened lanai and pool — easy living, indoors and out. The split floor of the Cape San Blas model gives everyone genuine privacy, and the spacious primary suite offers a separate shower and garden tub, a large walk-in closet, plus a dedicated owner's closet. Pride of ownership shows throughout: AC and pool heater both approximately 2019, and solar panels that may transfer to the new buyer for real savings on utilities. Southern Dunes is a master-planned community known for its outstanding amenities, centred around a championship 18-hole golf course with a floodlit driving range at the clubhouse. The golf course clubhouse is open to non-members and features a great restaurant serving hot meals and weekend brunch, along with evening activities such as trivia and bingo — a real hub of community life. Residents also enjoy resort-style pools, tennis courts, and a fitness center, all within a secure gated community. The location is equally impressive, with easy access to the Disney corridor as well as nearby shopping, dining favorites such as Manny's Chophouse, medical facilities, and local gyms. Picturesque Winter Haven is just a short drive away, and Tampa, Lakeland, and Orlando International Airport are all within easy reach. This is an exceptional opportunity to own a well-appointed home in a prime location that continues to attract both homeowners and investors alike.

Highlights

Private pool

Property details

MLS #
MFRS5154828
Property type
Single Family Residence
Subdivision
SOUTHERN DUNES / KOKOMO BAY PH 01
Status
Active
Days on market
38
On market date
August 3, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.15 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BETHUNE ACADEMY
0.65 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
429
Student:teacher ratio
15.9:1
District
POLK
Middle
DANIEL JENKINS ACADEMY OF TECHNOLOGY MIDDLE SCHOOL
1.85 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
507
Student:teacher ratio
16.9:1
District
POLK
High
RIDGE COMMUNITY HIGH SCHOOL
1.43 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,460
Student:teacher ratio
22.6:1
District
POLK

Walkability

Blended score for HAINES CITY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
8.0 / 20 -- Below average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores5
Parks3
Schools2
Transit stops6
Pharmacies6

Market position

How this listing compares to current activity in HAINES CITY, from live MLS data.

On the market 38 days -- 62 fewer days than HAINES CITY's current average of 100 days.
For reference, the median list price across 854 active listings in HAINES CITY right now is $289,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,107/mo
$65,000 down
$260,000 loan
Principal & interest$1,686
Property tax (est.)$271
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 24 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.