Single Family Residence at 430 CARTAGENA ST, PUNTA GORDA
Single Family Residence at 430 CARTAGENA ST, PUNTA GORDA, photo 2 of 15
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15 photos

$449,997

430 CARTAGENA ST
PUNTA GORDA, FL 33983
Listed by John Keller, III · JACK KELLER INC
Bedrooms
3
Bathrooms
3
Living area
2,498 sqft
Year built
2007

About this home

Virtually Staged. Built like a fortress, styled like a showpiece. This 2007 Punta Gorda Isles home is elevated roughly 3 ft above road grade on ~100 loads of imported fill, wrapped in poured-concrete. E-Wall exterior rated to withstand 250 mph winds, with metal interior studs throughout. Peace of mind, meet curb appeal! — 2,498 sq ft, 3 bedrooms, 3 baths, and a true 3-car garage. Roof replaced in 2023. Step inside to a light-filled, open-concept living, dining, and kitchen space where 11.5-ft sliders pull back to a screened lanai. The kitchen is a showstopper: crisp white cabinetry with brass hardware (17 lowers, 20 uppers, six double drawers), two matching pantries plus a third lighted bonus pantry, room to add an island, and every appliance included. The primary suite is pure retreat — soaring 14.5-ft vaulted ceilings, surround sound, and not one but two mirrored walk-in closets, each with its own HVAC vent and lighting, plus a bonus single closet. The spa bath delivers dual sinks, a jetted tub, roll-in shower, private water closet, porcelain tile, and a chandelier overhead. Guest bedroom one brings its own HVAC-equipped mirrored walk-in closet; guest bedroom two charms with a 9-ft slider to the lanai, tray ceiling, and surround sound. The shared guest bath features a spacious 4'3" x 6'10" roll-in shower. A separate patio bath with jetted tub area and extra storage rounds things out. Chandeliers crown both the grand foyer and dining room. Move-in ready never looked this good.

Property details

MLS #
MFRTB8534149
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 20
Status
Active
Days on market
24
On market date
August 1, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
3
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DEEP CREEK ELEMENTARY SCHOOL
2.55 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
820
Student:teacher ratio
16.4:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
5.15 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
HighCharter
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
6.71 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
373
Student:teacher ratio
33.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 24 days -- 185 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,003 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,860/mo
$89,999 down
$359,998 loan
Principal & interest$2,335
Property tax (est.)$375
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.