Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 2 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 3 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 4 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 5 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 6 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 7 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 8 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 9 of 18
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Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 12 of 18
Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 13 of 18
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Single Family Residence at 3981 HICKORY TREE RD, ST CLOUD, photo 18 of 18
18 photos

$675,000

3981 HICKORY TREE RD
ST CLOUD, FL 34772
Listed by Scott Fader · JOSEPH WALTER REALTY LLC
Bedrooms
4
Bathrooms
3
Living area
2,008 sqft
Year built
1986

About this home

This spacious 4-bedroom, 3-bath home featuring massive living, kitchen, and dining areas designed for easy gathering. The primary suite serves as a true retreat with a walk-in closet, a jetted soaking tub, and a separate shower. Practical features include an inside laundry room and a versatile 2-car detached garage. Enjoy ultimate privacy within your fully fenced perimeter, relax on the outdoor deck, and appreciate a prime location just minutes from local shopping, and major roadways.

Property details

MLS #
MFRA4700729
Property type
Single Family Residence
Subdivision
S L & I C
Status
Active
Days on market
33
On market date
July 22, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
4.88 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
3.01 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
4.38 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
4.49 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 33 days -- 77 fewer days than ST CLOUD's current average of 110 days.
For reference, the median list price across 1,878 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,215/mo
$135,000 down
$540,000 loan
Principal & interest$3,502
Property tax (est.)$563
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.