Single Family Residence at 912 21ST AVE W, PALMETTO
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$494,900

912 21ST AVE W
PALMETTO, FL 34221
Bedrooms
2
Bathrooms
2
Living area
1,650 sqft
Year built
1978

About this home

WATERFRONT LIVING WITH PRIVATE CANAL ACCESS! Enjoy approximately 15 feet of seawall with direct canal frontage—perfect for launching a kayak, paddle board, canoe, small fishing boat, or jet skis right from your backyard. While the canal is best suited for smaller watercraft, it offers a fantastic opportunity to embrace Florida's waterfront lifestyle without the premium price of larger waterfront estates. Inside, this beautifully remodeled 2-bedroom, 2-bath home is completely move-in ready, featuring stylish modern updates, fresh finishes, and a bright, open living space designed for comfort and everyday enjoyment. Buyer to verify square footage. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers the perfect combination of updated living and waterfront recreation. Whether you're searching for a primary residence, seasonal retreat, or investment property, this updated Palmetto home delivers exceptional value with the added bonus of private canal access.

Highlights

Waterfront

Property details

MLS #
MFRA4700456
Property type
Single Family Residence
Subdivision
RIVERSIDE PARK REPLAT OF A PORTION
Status
Active
Days on market
66
On market date
July 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
PALMETTO ELEMENTARY SCHOOL
0.4 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
589
Student:teacher ratio
14.4:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
0.44 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.96 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

38
Car-dependent
out of 100
EPA National Walkability Index
7.5 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 66 days -- 42 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 697 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$3,130/mo
$98,980 down
$395,920 loan
Principal & interest$2,568
Property tax (est.)$412
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.