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The property boundaries shown here are for illustrative purposes only and may not reflect the exact legal property lines. All property dimensions are approximate and should be independently verified by a surveyor." - 3 COCHRAN LN, PALM COAST
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$738,300

3 COCHRAN LN
PALM COAST, FL 32137
Listed by Denise Gallo · TAVOLACCI REALTY
Bedrooms
4
Bathrooms
3
Living area
2,165 sqft
Year built
2006

About this home

Experience the best of Florida waterfront living in this beautifully maintained 4BD, 3BA Palm Harbor home situated on a large corner saltwater canal with easy access for boating, fishing, kayaking, or simply enjoying the water views. From the moment you enter, you’ll appreciate the spacious and inviting floor plan designed for both everyday living and entertaining. The home features elegant formal living and dining rooms, perfect for hosting holidays and special gatherings. The open eat-in kitchen overlooks the comfortable family room, complete with custom built-in shelving, creating the ideal space for family and friends to gather. The desirable split-bedroom layout offers privacy for everyone. The spacious primary suite is a true retreat featuring private access to the lanai, a generous walk-in closet, and a luxurious en-suite bath with dual vanities, a relaxing garden tub, separate walk-in shower, and private water closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Step outside to your private backyard oasis. The oversized screened lanai with a sparkling pool overlooking the expansive saltwater canal, providing the perfect setting for morning coffee, outdoor dining, or watching spectacular Florida sunsets. The waterfront setting offers endless opportunities to enjoy the coastal lifestyle right from your own backyard. Additional highlights include an abundance of natural light, generous living spaces, and a layout that flows effortlessly from indoors to outdoors. Whether you’re looking for a full-time residence, seasonal retreat, or waterfront investment, this home offers exceptional value and an unbeatable lifestyle. Conveniently located near beautiful beaches, golf courses, parks, walking and biking trails, shopping, dining, medical facilities, and major highways, you’ll enjoy the perfect combination of tranquility and accessibility. Don’t miss this opportunity to own a slice of paradise on one of Palm Harbor’s desirable saltwater canals. Schedule your private showing today and discover why this exceptional waterfront home is the perfect place to call home. New roof 2025. Furnishing negotiable.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRFC320020
Property type
Single Family Residence
Subdivision
PALM COAST SEC 16
Status
Active
Days on market
36
On market date
July 26, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.48 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BELLE TERRE ELEMENTARY SCHOOL
2.42 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
2.36 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
1.27 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

45
Somewhat walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 36 days -- 76 fewer days than PALM COAST's current average of 112 days.
For reference, the median list price across 1,879 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,596/mo
$147,660 down
$590,640 loan
Principal & interest$3,831
Property tax (est.)$615
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 28 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.