Single Family Residence at 4148 SOUTHERN VISTA LOOP, ST CLOUD
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Under cabinet lighting - 4148 SOUTHERN VISTA LOOP, ST CLOUD
Under cabinet lighting - 4148 SOUTHERN VISTA LOOP, ST CLOUD
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Community Pool - 4148 SOUTHERN VISTA LOOP, ST CLOUD
Community Amenities - 4148 SOUTHERN VISTA LOOP, ST CLOUD
Community Playground - 4148 SOUTHERN VISTA LOOP, ST CLOUD
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Single Family Residence at 4148 SOUTHERN VISTA LOOP, ST CLOUD, photo 40 of 40
40 photos

$480,000

4148 SOUTHERN VISTA LOOP
ST CLOUD, FL 34772
Listed by Emily Armstrong · KELLER WILLIAMS REALTY AT THE PARKS
Bedrooms
5
Bathrooms
3
Living area
2,791 sqft
Year built
2023

About this home

Short Sale. Welcome to 4148 Southern Vista Loop, where the privacy of an oversized conservation homesite meets the convenience of modern, move-in-ready living. Built in 2023 by Richmond American, this thoughtfully upgraded Moonstone model is perfectly positioned on one of Southern Pines' larger 0.26-acre homesites, NO REAR NEIGHBORS, offering peaceful conservation views, and generous spacing between neighboring homes. Offering 2,791 square feet, this versatile floor plan features five bedrooms, three full bathrooms, a spacious loft, and a first-floor bedroom with an adjacent full bath—ideal for guests, multigenerational living, or a private home office. Designed with both everyday living and entertaining in mind, the open-concept kitchen serves as the heart of the home with quartz countertops, premium cabinetry, a designer backsplash, stainless steel appliances, an oversized island with seating, abundant storage, and a walk-in pantry. The adjoining living and dining spaces flow seamlessly to the EXTENDED SCREENED LANAI, creating the perfect indoor-outdoor living experience. Throughout the home you'll find Luxury Vinyl Plank flooring in the main living areas, upgraded lighting and hardware, premium window treatments including motorized shades, ceiling fans, and thoughtfully selected finishes that elevate the home's modern design while maintaining warmth and functionality. Unlike purchasing new construction and starting with a blank canvas, many of the most desirable improvements have already been completed for you. Enjoy a screened lanai overlooking the conservation area, vinyl privacy fencing, smart-home enhancements, EV charging capability, garage utility sink with hot and cold water, multiple 240V outlets, hidden TV wiring, premium window treatments, and numerous custom touches that save both time and significant post-closing expense. Wake up to peaceful CONSERVATION VIEWS, enjoy your morning coffee while watching native Florida wildlife, then take advantage of Southern Pines' community pool and playground just minutes from your front door. Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major highways, this home offers the perfect balance of privacy, modern design, and everyday convenience. Beautifully maintained, thoughtfully upgraded, and truly move-in ready, this is an exceptional opportunity to own one of Southern Pines' most desirable homesites.

Property details

MLS #
MFRO6425383
Property type
Single Family Residence
Subdivision
SOUTHERN PINES PH 5
Status
Active
Days on market
68
On market date
July 17, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.26 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MICHIGAN AVENUE ELEMENTARY SCHOOL
1.51 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
767
Student:teacher ratio
15.7:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
1.7 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
1.73 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 68 days -- 44 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,041/mo
$96,000 down
$384,000 loan
Principal & interest$2,491
Property tax (est.)$400
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 12 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.