Single Family Residence at 3653 SCARLET OAK DR, ST CLOUD
Single Family Residence at 3653 SCARLET OAK DR, ST CLOUD, photo 2 of 9
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Single Family Residence at 3653 SCARLET OAK DR, ST CLOUD, photo 5 of 9
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Single Family Residence at 3653 SCARLET OAK DR, ST CLOUD, photo 9 of 9
9 photos

$364,900

3653 SCARLET OAK DR
ST CLOUD, FL 34772
Bedrooms
3
Bathrooms
2
Living area
1,676 sqft
Year built
2020

About this home

This 3-bedroom, 2-bathroom home perfectly blends value and a prime location. Its open-concept layout features a kitchen facing the dining and living spaces, creating an ideal setup for family get-togethers. Notable details include 18x18 ceramic tiling in wet zones and stainless-steel kitchen appliances. The neighborhood offers large homesites, open green spaces, and conservation views. Commuting is easy with fast access to the Florida Turnpike, the airport, and Lake Nona/Medical City. You can host guests at home or visit Lakeshore Park to enjoy its marina, picnic areas, splash pad, and beachfront playground. Do not pass up this chance to buy an affordable property. This one is priced to be sold fast! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.

Property details

MLS #
MFRS5153741
Property type
Single Family Residence
Subdivision
SAVANNA
Status
Active
Days on market
22
On market date
July 14, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.18 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
0.98 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
4.85 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
4.76 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 22 days -- 90 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,347/mo
$72,980 down
$291,920 loan
Principal & interest$1,893
Property tax (est.)$304
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 5, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.