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$299,900

14190 NE 199TH LN
FORT MC COY, FL 32134
Listed by Ashley Sexton · CRYSTAL SNOOK REAL ESTATE
Bedrooms
3
Bathrooms
2
Living area
1,727 sqft
Year built
1981

About this home

UNIQUE MULTI-LIVING PROPERTY WITH FOUR SEPARATE FINISHED LIVING/RENTAL SPACES and established short-term rental potential! Situated on approximately .26 acres with approximately 2,400 square feet of finished living space, this one-of-a-kind Fort McCoy property offers exceptional flexibility for investors, multi-generational living, or buyers looking to offset their mortgage with rental income. Currently utilized in part as successful Airbnb and VRBO rentals with an established booking history, the property is ideally located near the Ocklawaha River and Ocala National Forest—putting some of North Central Florida's best outdoor recreation right at your doorstep. The property features FOUR DISTINCT FINISHED LIVING SPACES, each offering its own unique setup and potential. The main upstairs residence includes an updated kitchen with stainless steel appliances and ample cabinetry, a welcoming living room with a cozy corner fireplace, cedar accent walls, two bedrooms, and an updated full bathroom with a beautifully tiled walk-in shower. Double sliding glass doors open to a screened porch and adjoining wood deck overlooking the peaceful surroundings. The lower level has been thoughtfully configured into TWO SEPARATE FINISHED LIVING SPACES, each with its own private entrance. One includes a living room, kitchen area, bedroom, full bathroom, and utility area. The second offers a comfortable one-bedroom, one-bath layout with warm wood accents and a charming cabin-like atmosphere. These spaces provide excellent options for short-term rentals, extended family, guests, or additional income. Completing the property's FOURTH FINISHED LIVING SPACE, the former 18' x 20' metal garage has been converted into a studio-style space with electricity and a tankless gas water heater, adding even more flexibility for guests, extended family, hobbies, or potential rental use. Outside, enjoy a private entertaining area with a relaxing jacuzzi and dedicated grilling space. The approximately .26-acre corner lot also features a fully fenced area for pets and an additional storage shed with covered parking—ideal for lawn equipment, ATVs, kayaks, or other recreational gear. Furniture is negotiable, creating the opportunity for a more turnkey purchase. For outdoor enthusiasts and vacation renters alike, the location is a standout. The community boat ramp on the scenic Ocklawaha River is within walking distance, while the Ocala National Forest is just minutes away, offering access to boating, kayaking, fishing, hiking, hunting, ATV riding, and miles of Florida wilderness. With approximately 2,400 square feet of finished living space, FOUR SEPARATE LIVING/RENTAL AREAS, established short-term rental history, and a location near both the Ocklawaha River and Ocala National Forest, this is a truly unique opportunity. Whether you're looking for an income-producing investment, a multi-generational setup, a primary residence with supplemental rental income, or a property designed to accommodate multiple guests, the possibilities here are hard to match.

Highlights

Private poolFireplace

Property details

MLS #
MFROM728416
Property type
Single Family Residence
Subdivision
RIVERSITES PH 02
Status
Active
Days on market
79
On market date
July 15, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
FORT MCCOY SCHOOL
4.76 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
950
Student:teacher ratio
17.3:1
District
MARION
Middle
None found nearby
High
None found nearby

Walkability

Blended score for FORT MC COY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

16
Very car-dependent
out of 100
EPA National Walkability Index
3.2 / 20 -- Least walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,956/mo
$59,980 down
$239,920 loan
Principal & interest$1,556
Property tax (est.)$250
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.