Front - 3966 BAJA DR, ST CLOUD
Foyer - 3966 BAJA DR, ST CLOUD
Great Room - 3966 BAJA DR, ST CLOUD
Great Room - 3966 BAJA DR, ST CLOUD
Great Room - 3966 BAJA DR, ST CLOUD
Open Concept - 3966 BAJA DR, ST CLOUD
Kitchen - 3966 BAJA DR, ST CLOUD
Kitchen - 3966 BAJA DR, ST CLOUD
Kitchen - 3966 BAJA DR, ST CLOUD
Primary Bedroom - 3966 BAJA DR, ST CLOUD
Walk-In Closet - 3966 BAJA DR, ST CLOUD
En-Suite Bath - 3966 BAJA DR, ST CLOUD
En-Suite Bath - 3966 BAJA DR, ST CLOUD
2nd Bedroom - 3966 BAJA DR, ST CLOUD
3rd Bedroom - 3966 BAJA DR, ST CLOUD
3rd Bedroom - 3966 BAJA DR, ST CLOUD
Guest Bath - 3966 BAJA DR, ST CLOUD
Mud Room - 3966 BAJA DR, ST CLOUD
Laundry Room - 3966 BAJA DR, ST CLOUD
2 Car Garage - 3966 BAJA DR, ST CLOUD
Back Porch - 3966 BAJA DR, ST CLOUD
Back Porch - 3966 BAJA DR, ST CLOUD
Backyard - 3966 BAJA DR, ST CLOUD
Backyard - 3966 BAJA DR, ST CLOUD
Fully Fenced Backyard - 3966 BAJA DR, ST CLOUD
Relaxing Waterview - 3966 BAJA DR, ST CLOUD
Relaxing Waterview - 3966 BAJA DR, ST CLOUD
Relaxing Waterview - 3966 BAJA DR, ST CLOUD
Left Side of Property - 3966 BAJA DR, ST CLOUD
Right Side of Property - 3966 BAJA DR, ST CLOUD
Community Clubhouse - 3966 BAJA DR, ST CLOUD
Community Pool - 3966 BAJA DR, ST CLOUD
Community Playground - 3966 BAJA DR, ST CLOUD
33 photos

$389,900

3966 BAJA DR
ST CLOUD, FL 34772
Listed by Michael Solomon · COLDWELL BANKER SOLOMON
Bedrooms
3
Bathrooms
2
Living area
2,144 sqft
Year built
2017

About this home

You will not want to miss this beautiful 3-bedroom, 2-bathroom home, just waiting for a new owner. You will be welcomed by a foyer featuring decorative wainscoting making a great first impression! If you like to entertain then this is the home for you! The open spacious great room connects to the fully equipped kitchen with a large island, ideal for gatherings with family and friends and perfect for the chef in the family! You and your guests will certainly appreciate the lake view from the open living area! The generously sized primary bedroom with an en-suite bath featuring a linen closet, dual sinks, and walk-in shower offers the ideal setting for relaxing after a long day or work or play! There are two additional bedrooms, a laundry room, and a mud room to help you keep your home tidy. The mud room features build-ins to keep you organized. This home has been freshly painted in and out. Finally, enjoy your morning coffee or unwind at the end of your day in your screened back porch overlooking the relaxing water view from the privacy of a fully fenced backyard. Life is good! The Whaleys Creek community offers a clubhouse, pool, and playground for everyone to enjoy. Don't miss out on this home, see it today!

Property details

MLS #
MFRS5153512
Property type
Single Family Residence
Subdivision
WHALEYS CREEK PH 1
Status
Active
Days on market
1
On market date
July 10, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
0.62 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.87 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.84 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 111 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,498/mo
$77,980 down
$311,920 loan
Principal & interest$2,023
Property tax (est.)$325
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 11, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.