Single Family Residence at 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 2 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 3 of 91
virtually staged - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 5 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 6 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 7 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 8 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 9 of 91
virtually staged - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 11 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 12 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 13 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 14 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 15 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 16 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 17 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 18 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 19 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 20 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 21 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 22 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 23 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 24 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 25 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 26 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 27 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 28 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 29 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 30 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 31 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 32 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 33 of 91
virtually staged - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 35 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 36 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 37 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 38 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 39 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 40 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 41 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 42 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 43 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 44 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 45 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 46 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 47 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 48 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 49 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 50 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 51 of 91
bathroom 1 - 126 OLD OAK CIR, PALM HARBOR
Bathroom 1 - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 54 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 55 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 56 of 91
Bathroom 2 - 126 OLD OAK CIR, PALM HARBOR
Bathroom 2 - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 59 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 60 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 61 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 62 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 63 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 64 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 65 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 66 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 67 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 68 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 69 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 70 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 71 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 72 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 73 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 74 of 91
HALF BATH - 126 OLD OAK CIR, PALM HARBOR
HALF BATH - 126 OLD OAK CIR, PALM HARBOR
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 77 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 78 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 79 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 80 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 81 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 82 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 83 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 84 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 85 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 86 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 87 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 88 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 89 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 90 of 91
Single Family Residence at 126 OLD OAK CIR, PALM HARBOR, photo 91 of 91
91 photos

$965,000

126 OLD OAK CIR
PALM HARBOR, FL 34683
Listed by Bill Kalyvas · CHARLES RUTENBERG REALTY INC
Bedrooms
4
Bathrooms
3.5
Living area
3,220 sqft
Year built
1989

About this home

Luxury Living in Oak Trail | Palm Harbor Fully Renovated Pool Home! Owner is motivated to sell, will be considering all offers! Welcome to 126 Old Oak Circle, the former model home in one of Palm Harbor’s most desirable communities. Set on a spacious quarter-acre lot, this beautifully renovated 4-bedroom, 3.5-bath residence offers timeless style, modern comfort, and luxury finishes throughout, with a layout designed for both everyday living and effortless entertaining. From the moment you enter, soaring ceilings and abundant natural light create an open, airy feel throughout the home. The main living area is anchored by a striking designer-tiled fireplace, adding warmth and sophistication to the heart of the home, while the complete top-to-bottom renovation ensures every detail feels fresh, refined, and move-in ready. The chef’s kitchen is equally impressive, featuring twin cooking islands with sinks, a walk-in pantry, and a twin freezer/refrigerator setup. Seamlessly connected to the living and dining spaces, this kitchen is ideal for hosting gatherings or enjoying quiet nights at home. The primary suite is a true retreat, complete with a spa-inspired bathroom offering an oversized walk-in shower, soaking tub, dual vanities, and his-and-hers closets. An additional oversized walk-in closet provides flexible space that can easily function as a home office, nursery, fitness room, or dressing suite. Each of the 3.5 bathrooms has been thoughtfully designed with custom tile, stylish fixtures, and distinctive finishes, giving every space its own character while maintaining a cohesive luxury feel throughout the home. Additional upgrades include a newer HVAC system, newer water heater, updated windows throughout, and a tile roof, all contributing to the home’s comfort, efficiency, and lasting appeal. Step outside to your own private Florida oasis. The screened lanai, pool, and spa create the perfect setting for relaxing or entertaining, while the expansive outdoor space offers plenty of room to design the outdoor kitchen of your dreams. A 3-car garage adds even more convenience, with one bay converted into a climate-controlled game room or flexible living space, making this home as functional as it is beautiful. Ideally located just minutes from top-rated Palm Harbor schools, shopping, dining, golf courses, parks, and the Gulf beaches, this exceptional home delivers the perfect blend of luxury, comfort, and convenience. If you’ve been searching for a fully renovated pool home with luxury finishes, a screened lanai, a chef’s kitchen, and an unbeatable Palm Harbor location, 126 Old Oak Circle is the one you’ve been waiting for.

Highlights

Private poolFireplace

Property details

MLS #
MFRTB8526254
Property type
Single Family Residence
Subdivision
OAK TRAIL
Status
Active
Days on market
84
On market date
July 9, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
3
Parking spaces
N/A
Lot size
0.27 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
ELISA NELSON ELEMENTARY
0.89 mi away · Grades 1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
410
Student:teacher ratio
14.1:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
0.37 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.57 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

68
Walkable
out of 100
EPA National Walkability Index
13.7 / 20 -- Above average walkable

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 84 days -- 16 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$5,961/mo
$193,000 down
$772,000 loan
Principal & interest$5,007
Property tax (est.)$804
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.