Waterfront View - 3607 10TH LN W, PALMETTO
Remodeled Kitchen - 3607 10TH LN W, PALMETTO
Spacious Livingroom - 3607 10TH LN W, PALMETTO
Second Master Bedroom Ground Level - 3607 10TH LN W, PALMETTO
Master Bedroom With Water View - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 6 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 7 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 8 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 9 of 81
Terra Ceia Bay - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 11 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 12 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 13 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 14 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 15 of 81
Ground Floor Master Bedroom - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 17 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 18 of 81
Completely Remodeled Full Bathroom - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 20 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 21 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 22 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 23 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 24 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 25 of 81
Direct Water Views Balcony - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 27 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 28 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 29 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 30 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 31 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 32 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 33 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 34 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 35 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 36 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 37 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 38 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 39 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 40 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 41 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 42 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 43 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 44 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 45 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 46 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 47 of 81
Direct Water Views Balcony - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 49 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 50 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 51 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 52 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 53 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 54 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 55 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 56 of 81
***Elevator*** - 3607 10TH LN W, PALMETTO
Laundry Room - 3607 10TH LN W, PALMETTO
Townhouse at 3607 10TH LN W, PALMETTO, photo 59 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 60 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 61 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 62 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 63 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 64 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 65 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 66 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 67 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 68 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 69 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 70 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 71 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 72 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 73 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 74 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 75 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 76 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 77 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 78 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 79 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 80 of 81
Townhouse at 3607 10TH LN W, PALMETTO, photo 81 of 81
81 photos

$409,900

3607 10TH LN W
PALMETTO, FL 34221
Listed by Troy Kemna · THE KEYES COMPANY - SARASOTA
Bedrooms
4
Bathrooms
3.5
Living area
2,604 sqft
Year built
2005

About this home

Rarely available end-unit WATERFRONT townhome in Riverbay's most sought-after western section—one of only three buildings in this exclusive enclave—showcasing panoramic Manatee River views and unforgettable Florida sunsets! Beautifully transformed by the current owners with sophisticated designer finishes throughout, this exceptional residence delivers a rare blend of location, luxury, and waterfront living. Completing this outstanding offering is a 2021 roof, a *PRIVATE ELEVATOR* with access to all four levels, and the opportunity to purchase a PRIVATE BOAT SLIP with Lift within the community (subject to availability). --- Inside, over 2,600 square feet of thoughtfully designed living space has been METICULOUSLY UPDATED with gorgeous porcelain wood-look plank tile, a stunning DESIGNER-INSPIRED KITCHEN, beautifully renovated SPA-LIKE BATHROOMS, custom lighting, PLANTATION SHUTTERS, Fresh Interior Paint, and timeless finishes that create a refined yet comfortable coastal feel. ADDITIONAL END-UNIT WINDOWS flood the home with Natural Light while perfectly framing breathtaking RIVER VIEWS. --- The spacious 4BR/3.5BA floor plan offers exceptional flexibility for everyday living, entertaining, guests, or multigenerational living. MULTIPLE WATERFRONT BALCONIES provide the perfect place to enjoy morning coffee, passing boats, coastal breezes, and SPECTACULAR SUNSETS, while the oversized 2-car garage offers abundant space for Kayaks, Paddleboards, Bicycles & Extra Storage. --- Riverbay offers a true Maintenance-Free Lifestyle with a COMMUNITY POOL, KAYAK LAUNCH, FISHING PIER, WALKING TRAILS, Low HOA Fees, NO CDD FEES, pet-friendly policies with no dog weight restrictions, and HOA-covered lawn care, landscaping, water, sewer, trash service, and exterior building painting. Ideally located near Snead Island, Emerson Point Preserve, Bradenton Yacht Club, waterfront dining, shopping, Pickleball Courts, Gulf beaches, I-75, I-275, Sarasota, St. Petersburg, Tampa, and multiple airports, this is a rare opportunity to enjoy the very best of Florida waterfront living. CALL To Schedule Your Private Showing Today!

Highlights

Waterfront

Property details

MLS #
MFRA4698824
Property type
Townhouse
Subdivision
RIVERBAY TWNHMS PH TWO
Status
Active
Days on market
77
On market date
July 2, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.06 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
PALMETTO ELEMENTARY SCHOOL
1.38 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
589
Student:teacher ratio
14.4:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
1.42 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
1.79 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.7 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 77 days -- 31 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 697 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,618/mo
$81,980 down
$327,920 loan
Principal & interest$2,127
Property tax (est.)$342
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 17 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.