Single Family Residence at 3900 BAJA DR, ST CLOUD
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 2 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 3 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 4 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 5 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 6 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 7 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 8 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 9 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 10 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 11 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 12 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 13 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 14 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 15 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 16 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 17 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 18 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 19 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 20 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 21 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 22 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 23 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 24 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 25 of 26
Single Family Residence at 3900 BAJA DR, ST CLOUD, photo 26 of 26
26 photos

$425,000

3900 BAJA DR
ST CLOUD, FL 34772
Listed by Shahrin Alam PA · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
2
Living area
2,144 sqft
Year built
2016

About this home

Welcome to this move-in ready 3-bedroom, 2-bath home with a flex room and 2-car garage, located in the desirable Whaleys Creek community of St. Cloud. Overlooking a peaceful pond, this home offers beautiful water views and a bright, open floor plan designed for comfortable living. The spacious kitchen features abundant cabinetry, brand-new stainless steel appliances, and opens seamlessly to the dining and living areas, making it perfect for entertaining. Fresh interior paint and brand-new carpet give the home a clean, modern feel, while the split-bedroom layout provides added privacy. The owner's suite offers tranquil pond views, a walk-in closet, and a private ensuite bath. Step outside to enjoy the peaceful backyard overlooking the water, perfect for morning coffee or relaxing at the end of the day. Residents of Whaleys Creek also enjoy fantastic community amenities, including a resort-style pool and playground. Conveniently located just minutes from shopping, restaurants, and the Florida Turnpike, this home offers the perfect combination of comfort, convenience, and lifestyle. Don't miss this incredible opportunity!

Property details

MLS #
MFRO6421559
Property type
Single Family Residence
Subdivision
WHALEYS CREEK PH 1
Status
Active
Days on market
1
On market date
July 2, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.24 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
CANOE CREEK K-8
0.55 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,037
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.8 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.76 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

26
Car-dependent
out of 100
EPA National Walkability Index
6.2 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 1 days -- 111 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,709/mo
$85,000 down
$340,000 loan
Principal & interest$2,205
Property tax (est.)$354
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 3, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.