Single Family Residence at 2139 20TH AVE SW, LARGO
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$564,900

2139 20TH AVE SW
LARGO, FL 33774
Listed by Josh Taylor · COMPASS FLORIDA LLC
Bedrooms
3
Bathrooms
2
Living area
1,746 sqft
Year built
2026

About this home

Under Construction. Welcome to this brand-new farmhouse-style residence offering the perfect blend of modern design, quality construction, hurricane impact windows and doors, and a peaceful setting in unincorporated Largo. Situated on a 63' x 128' homesite at the end of a quiet dead-end street, this one-story concrete block home enjoys a unique location directly across from the McKay Creek County Conservation Area, providing a natural wooded backdrop, added privacy, and no homes directly across the street. Best of all, the property is located in Flood Zone X, offering additional peace of mind. Inside, you'll find an inviting open-concept floor plan featuring 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a home office, den, playroom, or home gym. The spacious kitchen is designed for everyday living and entertaining, showcasing a large center island with quartz countertops, stainless steel appliances, and seamless flow into the dining and living areas. The private owner's suite offers a spacious walk-in closet and a beautifully appointed en-suite bathroom complete with dual vanities and a walk-in shower. Additional highlights include a walk-in laundry room, covered front and rear porches, and quality finishes throughout. The home is conveniently located near shopping, restaurants, beaches, parks, and major commuting routes while still offering the privacy and charm of a tucked-away neighborhood. Don't miss the opportunity to own this thoughtfully designed new construction home in one of Largo's most unique settings. Schedule your private showing today, and the estimated completion date is September 2026.

Highlights

New construction

Property details

MLS #
MFRTB8523980
Property type
Single Family Residence
Subdivision
GULF TERRACE
Status
Active
Days on market
76
On market date
July 14, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
RIDGECREST ELEMENTARY SCHOOL
0.41 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
582
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
1.65 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
LARGO HIGH SCHOOL
2.03 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,096
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for LARGO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

66
Walkable
out of 100
EPA National Walkability Index
12.0 / 20 -- Above average walkable
Google Places amenity density
75 / 100
Restaurants & cafes12
Grocery stores1
Parks7
Schools6
Transit stops20
Pharmacies0

Market position

How this listing compares to current activity in LARGO, from live MLS data.

On the market 76 days -- 24 fewer days than LARGO's current average of 100 days.
For reference, the median list price across 730 active listings in LARGO right now is $220,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,552/mo
$112,980 down
$451,920 loan
Principal & interest$2,931
Property tax (est.)$471
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.