Single Family Residence at 6720 BAY SHORE DR, ST CLOUD
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37 photos

$500,000

6720 BAY SHORE DR
ST CLOUD, FL 34771
Listed by Christopher Bessette · KELLER WILLIAMS CLASSIC
Bedrooms
4
Bathrooms
2.5
Living area
1,872 sqft
Year built
1973

About this home

Virtually Staged. Enjoy wide, unobstructed lakefront views from this 0.52-acre property in Bay Lake Estates, where the screened pool, covered lanai, and expansive backyard create a peaceful outdoor retreat centered around the water. Mature trees frame the shoreline while leaving the lake as the backdrop, offering a scenic setting for morning coffee, poolside afternoons, outdoor dining, or simply relaxing and watching the water. With no HOA or CDD, the property provides added flexibility and freedom to enjoy the generous homesite. The single-story home offers 1,872 square feet with four bedrooms, two bathrooms, multiple living areas, and a two-car garage. A stone fireplace adds character to the family room, while the kitchen and main living spaces connect conveniently to the screened outdoor area. The primary bedroom includes an en suite bathroom and direct access to the pool, making it easy to step outside and enjoy the waterfront surroundings. Built with concrete-block-and-stucco construction, the home presents an opportunity for a new owner to update the interior to suit their preferences while taking advantage of a setting that is difficult to replicate. Well and septic service add to the property’s independent feel, while nearby access to US-192 keeps shopping, dining, and everyday conveniences within reach. For buyers seeking lakefront land, a private pool, room to spread out, and the ability to create a home around an exceptional outdoor setting, this property delivers the foundation and views to make it possible.

Highlights

Private poolFireplace

Property details

MLS #
MFRO6420408
Property type
Single Family Residence
Subdivision
BAY LAKE ESTATES
Status
Active
Days on market
90
On market date
July 2, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.52 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HARMONY COMMUNITY SCHOOL
2.18 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
3.38 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
3.08 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 90 days -- 22 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,161/mo
$100,000 down
$400,000 loan
Principal & interest$2,594
Property tax (est.)$417
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 5 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.