Single Family Residence at 5026 DOWN CT, ST CLOUD
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foyer - French door leading to office - 5026 DOWN CT, ST CLOUD
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pool overlooking canal that leads to Alligator Lake Chain - 5026 DOWN CT, ST CLOUD
office - 5026 DOWN CT, ST CLOUD
office - 5026 DOWN CT, ST CLOUD
office - 5026 DOWN CT, ST CLOUD
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family room - 5026 DOWN CT, ST CLOUD
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family room - 5026 DOWN CT, ST CLOUD
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loft - 5026 DOWN CT, ST CLOUD
loft - 5026 DOWN CT, ST CLOUD
loft - 5026 DOWN CT, ST CLOUD
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second Floor living area - 5026 DOWN CT, ST CLOUD
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primary suite - 5026 DOWN CT, ST CLOUD
primary suite - 5026 DOWN CT, ST CLOUD
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Garage with workshop and storage - 5026 DOWN CT, ST CLOUD
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71 photos

$650,000

5026 DOWN CT
ST CLOUD, FL 34772
Listed by Tisha Talbot · CENTURY 21 MYERS REALTY
Bedrooms
5
Bathrooms
3
Living area
3,198 sqft
Year built
2023

About this home

Seller says sell - Price reduced and OFFERING $5,000 in closing cost assistance!! Welcome to this stunning 5-bedroom, 3-bath home built in 2023 by LandSea Homes, featuring the desirable Wilshire floor plan with almost 3,200 SQFT of living space. If you are looking for a BOATING LIFESTYLE with RESORT STYLE amenities, this is for YOU! Perfectly positioned on a canal with DOCK RIGHTS and access to the Alligator Chain of Lakes, this home blends modern comfort, flexible living, and the Florida lifestyle buyers are looking for. From the moment you arrive, the inviting front porch sets the tone. It's the perfect spot to enjoy your morning coffee while watching the neighborhood come to life with walkers, runners, and bike riders. Inside, you'll find a spacious and thoughtful layout designed for both everyday living and entertaining. The main level features a downstairs bedroom and full bath, ideal for guests, multigenerational living, or added privacy, along with a DEDICATED OFFICE for working from home or managing daily life. The open kitchen boasts stainless steel appliances, a LARGE ISLAND, BACKSPLASH, and a dining area just off to the side, creating an easy flow for hosting, gathering, and staying connected. The downstairs is also already tiled for you! Upstairs, you'll find four additional bedrooms, including a spacious primary suite with a large walk-in shower and generous walk-in closet. A loft and separate flex space provide even more room to spread out, whether you need a media area, playroom, home gym, study space, or second living area. Step outside to your screened back lanai and enjoy peaceful canal views overlooking the water. The newly finished SOUTH FACING (getting the most sun all day) HEATED SALT WATER POOL, completed in 2024, creates the ultimate backyard retreat for relaxing, entertaining, and enjoy the Florida days. The canal offers the potential for a private dock, giving you the opportunity to further embrace waterfront living and access to the Alligator Chain of Lakes. The community adds even more to love, with a BOAT LIFT that provides access from the canal system out to the lake, plus a community pool with a SPLASH AREA and a PLAYGROUND. There's no shortage of fun for anyone in HANOVER LAKES. Whether you're enjoying time at home, relaxing by your own pool, or taking advantage of the neighborhood resort style amenities, this home offers a lifestyle that feels connected, convenient, and full of opportunity. With nearly new construction, a flexible floor plan, a new pool, canal frontage, lake chain access, and wonderful community amenities, this home offers space, lifestyle, and location all in one beautiful package. WHY WAIT TO BUILD? Everything is already done for you! Ask about currently available financing options featuring competitive interest rates, low-down-payment programs, and potential no-closing-cost options for qualified buyers. Program availability, rates, terms, and buyer eligibility are subject to lender approval and may change without notice.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRP4939138
Property type
Single Family Residence
Subdivision
HANOVER LAKES PH 5
Status
Active
Days on market
63
On market date
June 25, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HICKORY TREE ELEMENTARY SCHOOL
2.26 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
3.39 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
3.55 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 63 days -- 49 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,064/mo
$130,000 down
$520,000 loan
Principal & interest$3,373
Property tax (est.)$542
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 28, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.