Single Family Residence at 360 WHISTLING DUCK TRL, ST CLOUD
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$419,000

360 WHISTLING DUCK TRL
ST CLOUD, FL 34771
Listed by Chris Creegan · CREEGAN GROUP
Bedrooms
3
Bathrooms
2.5
Living area
1,715 sqft
Year built
2023

About this home

***Opportunity to assume the seller’s loan at a competitive 5.125 rate*** Furnished, turnkey home in the highly desirable Silver Springs community loaded with upgrades, includes a whole-home water filtration system, and offers NO CDD fees just minutes from Lake Nona. Enjoy peaceful pond views and added privacy with no rear neighbors. Inside, you'll find a spacious open-concept layout designed for both everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, and stainless steel appliances, flowing seamlessly into the main living and dining areas. The garage features an unfinished bonus space that is already framed and ready to be completed as a private home office, gym, or flex room to fit your needs. Conveniently located just minutes from Lake Nona Medical City, Orlando International Airport, shopping, dining, and major roadways, this home offers the perfect combination of comfort, convenience, and waterfront living.

Property details

MLS #
MFRO6419324
Property type
Single Family Residence
Subdivision
SILVER SPRINGS
Status
Active
Days on market
59
On market date
June 26, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.67 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
2.8 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
4.62 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 59 days -- 53 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,673/mo
$83,800 down
$335,200 loan
Principal & interest$2,174
Property tax (est.)$349
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.