Condominium at 644 ISLAND WAY #405, CLEARWATER
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 2 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 3 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 4 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 5 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 6 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 7 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 8 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 9 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 10 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 11 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 12 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 13 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 14 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 15 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 16 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 17 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 18 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 19 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 20 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 21 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 22 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 23 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 24 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 25 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 26 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 27 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 28 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 29 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 30 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 31 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 32 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 33 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 34 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 35 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 36 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 37 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 38 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 39 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 40 of 41
Condominium at 644 ISLAND WAY #405, CLEARWATER, photo 41 of 41
41 photos

$489,900

644 ISLAND WAY #405
CLEARWATER, FL 33767
Listed by Chrisy Tellis
Bedrooms
2
Bathrooms
2
Living area
1,335 sqft
Year built
1972

About this home

Experience the best of Island Estates living in this pristine, UPDATED, FULLY FURNISHED, move-in ready 2-bedroom, 2-bath condominium. Showcasing chic décor, premium finishes, and an open floor plan, this beautifully updated residence features luxury vinyl flooring throughout. The gourmet kitchen offers stainless steel appliances, solid surface countertops, a breakfast bar, and a stylish dry bar in the dining area that's perfect for entertaining. Located on the fourth floor, this bright and inviting home enjoys beautiful morning sun and partial Intracoastal water views. The spacious floor plan offers generously sized bedrooms, with the guest bedroom large enough to accommodate two queen-size beds. The primary suite features two closets, including a walk-in closet, along with abundant storage throughout the home, including storage solutions throughout the property. In unit washer and dryer are also included for added convenience. Major updates include the HVAC system and water heater (2020). This secure building offers key fob entry, security cameras, an assigned covered parking space #20. The HOA fee includes cable, water, and high-speed internet. Perfectly located on Island Estates, you'll be just minutes from Clearwater Beach and within walking distance of Publix, banks, restaurants including Island Way Grill, shops, the Clearwater Marine Aquarium, and a variety of waterfront activities. Enjoy scenic waterfront walks, bike rides, or simply relax and embrace the coastal lifestyle this highly desirable community has to offer. Boating enthusiasts will appreciate the private community dock on the Channel, with boat slips available for rent through management (subject to availability), as well as a kayak rack. Spend your evenings relaxing by the waterfront pool or private dock while watching spectacular sunsets, dolphins, and boats cruise by. Don't miss this exceptional opportunity to own a beautifully updated, fully furnished waterfront condominium in one of Clearwater's most desirable communities. Furnishings are included, making this the perfect primary residence, vacation home, or investment opportunity.

Highlights

Waterfront

Property details

MLS #
MFRTB8521698
Property type
Condominium
Subdivision
ISLAND POINT 1 CONDO
Status
Active
Days on market
79
On market date
June 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.53 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SANDY LANE ELEMENTARY SCHOOL
2.39 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
324
Student:teacher ratio
10.5:1
District
PINELLAS
Middle
DUNEDIN HIGHLAND MIDDLE SCHOOL
2.75 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
PINELLAS
High
DUNEDIN HIGH SCHOOL
4.24 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,196
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for CLEARWATER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

57
Somewhat walkable
out of 100
EPA National Walkability Index
10.8 / 20 -- Above average walkable
Google Places amenity density
60 / 100
Restaurants & cafes8
Grocery stores1
Parks6
Schools1
Transit stops10
Pharmacies1

Market position

How this listing compares to current activity in CLEARWATER, from live MLS data.

On the market 79 days -- 28 fewer days than CLEARWATER's current average of 107 days.
For reference, the median list price across 1,833 active listings in CLEARWATER right now is $223,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,100/mo
$97,980 down
$391,920 loan
Principal & interest$2,542
Property tax (est.)$408
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.