Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD, photo 2 of 24
Front Porch - 7642 BENT TREE LOOP, ST CLOUD
Dinning Room with Window bay - 7642 BENT TREE LOOP, ST CLOUD
Granite Counter Top - 7642 BENT TREE LOOP, ST CLOUD
High Ceiling - 7642 BENT TREE LOOP, ST CLOUD
Open concept / Living Room - 7642 BENT TREE LOOP, ST CLOUD
Laundry room - 7642 BENT TREE LOOP, ST CLOUD
Great space 1st bed room - 7642 BENT TREE LOOP, ST CLOUD
Second Bath - 7642 BENT TREE LOOP, ST CLOUD
Spacious rooms - 7642 BENT TREE LOOP, ST CLOUD
Extra Closet for more convenience - 7642 BENT TREE LOOP, ST CLOUD
Owner Suite - 7642 BENT TREE LOOP, ST CLOUD
Owner Bath - 7642 BENT TREE LOOP, ST CLOUD
Walking Closet - 7642 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD, photo 16 of 24
Covered Lanai - 7642 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD, photo 18 of 24
Conservation view Back Yard - 7642 BENT TREE LOOP, ST CLOUD
Community Pool - 7642 BENT TREE LOOP, ST CLOUD
Community Pool - 7642 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD, photo 22 of 24
Dog Park - 7642 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7642 BENT TREE LOOP, ST CLOUD, photo 24 of 24
24 photos

$366,900

7642 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Jannette Rodriguez · ADAMS HOMES REALTY, INC
Bedrooms
3
Bathrooms
2
Living area
1,780 sqft
Year built
2026

About this home

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7642 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $366,900, this move-in-ready Adams Home features conservation view and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $366,900 CONSERVATION VIEW AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Highlights

New construction

Property details

MLS #
MFRO6418564
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL PH 2
Status
Active
Days on market
104
On market date
June 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HARMONY COMMUNITY SCHOOL
1.47 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.07 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1.03 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 104 days -- 8 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,360/mo
$73,380 down
$293,520 loan
Principal & interest$1,904
Property tax (est.)$306
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.