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$435,000

2892 MATERA DR
ST CLOUD, FL 34771
Listed by Ryan Gaston · JW GASTON LLC
Bedrooms
3
Bathrooms
2
Living area
1,978 sqft
Year built
2018

About this home

MOVE-IN READY in sought-after Split Oak Estates! Built in 2018 and loaded with upgrades, this 3-bedroom, 2-bath home is just 3 miles from Lake Nona. A beautiful paver driveway leads to an oversized 2-car garage. Inside, the open floor plan is perfect for entertaining, centered on a chef's kitchen with stainless steel appliances, granite counters, custom backsplash, large pantry, and an interior laundry access. The owner's suite is a true retreat with a walk-in shower and walk-in closet. Enjoy Florida living on the screened patio overlooking a fully fenced backyard, privacy and room. Community pool, cabana, and playground. Minutes from Lake Nona's Medical City, the new Lake Nona West shopping center, great schools, trails, and Orlando International Airport. DON'T MISS THIS INCREDIBLE HOME!

Property details

MLS #
MFRO6418305
Property type
Single Family Residence
Subdivision
SPLIT OAK ESTATES
Status
Active
Days on market
70
On market date
June 18, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
1.15 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
1.22 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
LAKE NONA HIGH
3.78 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
3,929
Student:teacher ratio
24.6:1
District
ORANGE

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 70 days -- 42 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,770/mo
$87,000 down
$348,000 loan
Principal & interest$2,257
Property tax (est.)$363
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 27, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.