Single Family Residence at 3697 SW 128TH PL, OCALA
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$349,900

3697 SW 128TH PL
OCALA, FL 34473
Listed by Jennifer Hay · AXEN REALTY, LLC
Bedrooms
4
Bathrooms
2
Living area
1,886 sqft
Year built
2020

About this home

Priced to Move at $359,900 — North Marion Oaks Opportunity Awaits Own This Home with No Money Out of Pocket — Through the seller's preferred lender's GreenEnergy financing program, this home can be purchased with no money out of pocket — plus you have the option to buy down your interest rate for an even lower monthly payment. Ask your agent for details. Opportunity knocks — and this one is priced to move. Tucked in a sought-after location on the north side of Marion Oaks, just minutes from I-75 and convenient to everything the north 484 corridor offers, this stunning 2020-built home delivers modern living at its finest — with the added bonus of being within walking distance to Marion Oaks Elementary, a huge win for families. Step inside and feel the difference. A bright, open-concept floor plan welcomes you with natural light, clean contemporary finishes, and a kitchen designed to impress — granite countertops, a smart layout, and a seamless flow into the main living areas that makes everyday life feel effortless and entertaining feel easy. Out back, your private retreat awaits. A remote-controlled retractable awning with integrated lighting transforms the outdoor space into a year-round haven — whether you're hosting friends or unwinding after a long day. The beautifully landscaped yard adds curb appeal, privacy, and low-maintenance charm. The split-bedroom floor plan offers flexibility for guests, a home office, or multi-generational living, while the primary suite delivers a true escape with a spa-inspired bath. A two-car garage with built-in storage rounds out the package. Financing Made Easier for Buyers Buyers who use the seller's preferred lender's GreenEnergy program can purchase this home with no money out of pocket, with the added flexibility to buy down the interest rate — making homeownership more accessible with less upfront cash and a lower monthly payment. Move-in ready. Immaculately maintained. Motivated seller. And with the elementary school just a short walk away, mornings just got a lot easier. This one won't last — schedule your private showing today.

Property details

MLS #
MFROM726707
Property type
Single Family Residence
Subdivision
MARION OAKS UN 7
Status
Active
Days on market
93
On market date
June 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.31 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
MARION OAKS ELEMENTARY SCHOOL
0.7 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
16.3:1
District
MARION
Middle
HORIZON ACADEMY AT MARION OAKS
2.15 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,015
Student:teacher ratio
22.6:1
District
MARION
High
BELLEVIEW HIGH SCHOOL
6.31 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,724
Student:teacher ratio
23.3:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores1
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 93 days -- 7 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 4,870 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,257/mo
$69,980 down
$279,920 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.