Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 2 of 18
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Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 4 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 5 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 6 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 7 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 8 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 9 of 18
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Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 12 of 18
Single Family Residence at 21098 GEPHART AVE, PORT CHARLOTTE, photo 13 of 18
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18 photos

$119,900

21098 GEPHART AVE
PORT CHARLOTTE, FL 33952
Listed by Thomas Sons · CENTURY 21 SUNBELT REALTY
Bedrooms
3
Bathrooms
2
Living area
1,371 sqft
Year built
1960

About this home

Calling all investors, flippers, and savvy buyers looking for their next project! Opportunity awaits at 21098 Gephart Avenue in Port Charlotte. Situated on a desirable corner lot, this 3-bedroom, 2-bathroom home offers the perfect chance to add value and build equity. This handyman special is ready for a complete transformation and will require renovations including kitchen updates, flooring, interior paint, HVAC replacement, and additional improvements to bring it to its full potential. The property already offers several valuable features that can help reduce renovation costs, including a newer water heater, five hurricane impact windows installed in 2018, and a pantry in the kitchen providing additional storage space. Outdoor living areas include both a welcoming front porch and a side porch, creating multiple spaces for relaxation and entertaining once restored. Located in the heart of Port Charlotte, this property offers convenient access to US-41 (Tamiami Trail), Harbor Boulevard, Kings Highway, and Interstate 75, making commuting throughout Southwest Florida simple and convenient. Shopping and daily necessities are just minutes away with nearby Publix, ALDI, Walmart Supercenter, and numerous retail centers throughout Port Charlotte. Healthcare facilities are easily accessible, including ShorePoint Health Port Charlotte, providing comprehensive medical services to the area. For those seeking the Florida lifestyle, you'll enjoy being within a short drive of waterfront parks, fishing, boating, and some of Southwest Florida's most popular beaches, including Englewood Beach, Boca Grande, Manasota Key, and Venice Beach. The property is also conveniently located near Charlotte Harbor and numerous boat ramps for world-class boating and fishing opportunities. Travel is made easy with nearby airports including Punta Gorda Airport, offering direct flights to numerous destinations, while Southwest Florida International Airport is also within driving distance for expanded domestic and international travel options. Positioned between the growing communities of Punta Gorda, North Port, Englewood, and Venice, this property benefits from strong regional growth and continued demand for affordable housing and renovated homes. Whether you're looking for your next fix-and-flip project, rental investment, or a property to renovate and hold, this Port Charlotte opportunity offers tremendous upside potential for the right buyer willing to roll up their sleeves and bring their vision to life.

Property details

MLS #
MFRC7527112
Property type
Single Family Residence
Subdivision
PORT CHARLOTTE SEC 045
Status
Active
Days on market
96
On market date
June 9, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
NEIL ARMSTRONG ELEMENTARY SCHOOL
1.12 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
734
Student:teacher ratio
15.3:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
1.71 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
High
CHARLOTTE TECHNICAL COLLEGE
2.7 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
0
Student:teacher ratio
0.0:1
District
CHARLOTTE

Walkability

Blended score for PORT CHARLOTTE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

61
Walkable
out of 100
EPA National Walkability Index
9.5 / 20 -- Below average walkable
Google Places amenity density
80 / 100
Restaurants & cafes20
Grocery stores8
Parks1
Schools9
Transit stops0
Pharmacies11

Market position

How this listing compares to current activity in PORT CHARLOTTE, from live MLS data.

On the market 96 days -- 109 fewer days than PORT CHARLOTTE's current average of 205 days.
For reference, the median list price across 4,998 active listings in PORT CHARLOTTE right now is $38,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$872/mo
$23,980 down
$95,920 loan
Principal & interest$622
Property tax (est.)$100
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.