Water view - 900 COVE CAY DR #1F, CLEARWATER
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Guest bath - 900 COVE CAY DR #1F, CLEARWATER
Guest bath - 900 COVE CAY DR #1F, CLEARWATER
Primary bedroom - 900 COVE CAY DR #1F, CLEARWATER
Primary bedroom - 900 COVE CAY DR #1F, CLEARWATER
Primary bed - 900 COVE CAY DR #1F, CLEARWATER
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Primary bath - 900 COVE CAY DR #1F, CLEARWATER
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69 photos

$161,500

900 COVE CAY DR #1F
CLEARWATER, FL 33760
Listed by Mark Baserap · KELLER WILLIAMS ST PETE REALTY
Bedrooms
2
Bathrooms
2
Living area
960 sqft
Year built
1990

About this home

Experience the Florida Lifestyle You've Been Dreaming About! Welcome to Cove Cay, one of Tampa Bay's most desirable gated waterfront golf communities, where every day feels like a vacation. Perfect as a primary residence, winter retreat, or second home, this beautifully maintained first-floor condo offers the ideal combination of waterfront serenity, resort-style amenities, and low-maintenance living. This spacious 2-bedroom, 2-bath residence overlooks a tranquil canal and mangrove-lined inlet connected to Tampa Bay, creating a peaceful natural backdrop right outside your screened lanai. Enjoy morning coffee while watching native birds and coastal wildlife, or unwind in the evenings with gentle waterfront breezes. Inside, you'll find a bright and inviting floor plan filled with natural light. The updated kitchen features stone countertops, newer appliances, and a convenient in-unit washer and dryer. The generously sized primary suite includes two closets and an en-suite bath with a private water closet and walk-in shower. Tile flooring throughout the main living areas offers easy maintenance, while the bedrooms provide comfort and warmth. Beyond your front door awaits an unmatched Florida lifestyle. Cove Cay is a secure, 24-hour gated community nestled along Tampa Bay and centered around a scenic 18-hole championship golf course. Residents enjoy access to an on-site restaurant and pub, beautifully landscaped grounds, community pools, and the nearby marina offering affordable boat slips, storage, rentals, and easy access to Tampa Bay's waterways. Whether your passion is golf, boating, fishing, or simply enjoying Florida's sunshine, Cove Cay offers it all in one convenient location. You're just minutes from world-famous Gulf beaches, vibrant downtowns, major airports, shopping, dining, and professional sports venues. The monthly maintenance fee makes ownership easy by covering cable, internet, building insurance, water, sewer, trash, lawn care, and pool maintenance—allowing you to spend less time on upkeep and more time enjoying the Florida lifestyle. If you've been searching for an affordable waterfront golf community with exceptional amenities and a true resort atmosphere, this is your opportunity to own a piece of paradise in Tampa Bay.

Property details

MLS #
MFRTB8516894
Property type
Condominium
Subdivision
COVE CAY VILLAGE III
Status
Active
Days on market
100
On market date
June 8, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BELCHER ELEMENTARY SCHOOL
1.12 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
554
Student:teacher ratio
12.9:1
District
PINELLAS
Middle
OAK GROVE MIDDLE SCHOOL
1.57 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
918
Student:teacher ratio
18.4:1
District
PINELLAS
High
PINELLAS COUNTY JAIL
2.48 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
21
District
PINELLAS

Walkability

Blended score for CLEARWATER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
63 / 100
Restaurants & cafes9
Grocery stores2
Parks1
Schools4
Transit stops15
Pharmacies0

Market position

How this listing compares to current activity in CLEARWATER, from live MLS data.

On the market 100 days -- 7 fewer days than CLEARWATER's current average of 107 days.
For reference, the median list price across 1,833 active listings in CLEARWATER right now is $223,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,123/mo
$32,300 down
$129,200 loan
Principal & interest$838
Property tax (est.)$135
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 19 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.