Front View - 7630 BENT TREE LOOP, ST CLOUD
Rear View - 7630 BENT TREE LOOP, ST CLOUD
Rear View - 7630 BENT TREE LOOP, ST CLOUD
Conservation Area - 7630 BENT TREE LOOP, ST CLOUD
Entrance View - 7630 BENT TREE LOOP, ST CLOUD
LR View from Entrance - 7630 BENT TREE LOOP, ST CLOUD
Living area - 7630 BENT TREE LOOP, ST CLOUD
Hall entering Back BR's - 7630 BENT TREE LOOP, ST CLOUD
First Bed Room by entrance - 7630 BENT TREE LOOP, ST CLOUD
Front BR - 7630 BENT TREE LOOP, ST CLOUD
Front BR - 7630 BENT TREE LOOP, ST CLOUD
Formal DR - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 13 of 47
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 14 of 47
Kitchen / Dinette / breakfast Nook view - 7630 BENT TREE LOOP, ST CLOUD
Kitchen view - 7630 BENT TREE LOOP, ST CLOUD
Kitchen view - 7630 BENT TREE LOOP, ST CLOUD
Dinette View - 7630 BENT TREE LOOP, ST CLOUD
Dinette - 7630 BENT TREE LOOP, ST CLOUD
Dinette Breakfast Nook - 7630 BENT TREE LOOP, ST CLOUD
Laundry Room - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 22 of 47
Formal DR - 7630 BENT TREE LOOP, ST CLOUD
Master BR Entrance from LR - 7630 BENT TREE LOOP, ST CLOUD
Master BR - 7630 BENT TREE LOOP, ST CLOUD
Master BR View From LR - 7630 BENT TREE LOOP, ST CLOUD
Master BR view - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
Master Bathroom - 7630 BENT TREE LOOP, ST CLOUD
MB Walk in Closet - 7630 BENT TREE LOOP, ST CLOUD
BR # 2 - 7630 BENT TREE LOOP, ST CLOUD
BR # 2 - 7630 BENT TREE LOOP, ST CLOUD
Bath Room #2 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
BR # 3 - 7630 BENT TREE LOOP, ST CLOUD
Hallway - 7630 BENT TREE LOOP, ST CLOUD
Brs view from LR - 7630 BENT TREE LOOP, ST CLOUD
MB View From LR - 7630 BENT TREE LOOP, ST CLOUD
Living Room - 7630 BENT TREE LOOP, ST CLOUD
Kitchen vie from LR - 7630 BENT TREE LOOP, ST CLOUD
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 43 of 47
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 44 of 47
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 45 of 47
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 46 of 47
Single Family Residence at 7630 BENT TREE LOOP, ST CLOUD, photo 47 of 47
47 photos

$367,900

7630 BENT TREE LOOP
ST CLOUD, FL 34773
Listed by Juan Torres Gil
Bedrooms
4
Bathrooms
2
Living area
1,820 sqft
Year built
2026

About this home

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7630 Bent Tree Loop. Now offered at $367,900, this move-in-ready Adams Home features single-story living; fourth bedroom separated for office or guests. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $367,900 SINGLE-STORY LIVING; FOURTH BEDROOM SEPARATED FOR OFFICE OR GUESTS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Highlights

New construction

Property details

MLS #
MFRO6414513
Property type
Single Family Residence
Subdivision
HARMONY CENTRAL
Status
Active
Days on market
117
On market date
June 7, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HARMONY COMMUNITY SCHOOL
1.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
910
Student:teacher ratio
17.5:1
District
OSCEOLA
Middle
HARMONY MIDDLE SCHOOL
1.05 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
944
Student:teacher ratio
19.7:1
District
OSCEOLA
High
HARMONY HIGH SCHOOL
1 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,594
Student:teacher ratio
24.2:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 117 days -- 5 more days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,366/mo
$73,580 down
$294,320 loan
Principal & interest$1,909
Property tax (est.)$307
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.