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$574,999

6865 SW 97TH TERRACE RD
OCALA, FL 34481
Listed by Carol Krokel · HIDDEN OAKS REALTY LLC
Bedrooms
3
Bathrooms
2
Living area
2,420 sqft
Year built
2008

About this home

Location, Location, Location! Set on one of the most desirable homesites in Stone Creek and one of the community’s highest elevations, this beautifully maintained 3-bedroom, 2-bath Kingston model enjoys an exceptional setting above the golf course with sweeping views of the 6th green and a glimpse of the lake beyond. The elevated homesite, western exposure, and beautiful golf course backdrop create a sense of openness and privacy that truly sets this property apart. The spacious kitchen is both elegant and functional, featuring cherry-stained maple cabinetry with 42-inch upper cabinets, granite countertops, a travertine backsplash, and stainless-steel appliances. The open-concept floor plan provides comfortable living and entertaining space, with tile flooring throughout the main living areas and new luxury laminate flooring in all bedrooms, adding both style and durability. The primary suite features dual vanities, a frameless glass shower, garden tub, and generous closet space. Recent updates provide peace of mind and include a 2024 roof, HVAC system, water heater, updated irrigation controls, remodeled laundry room, fresh interior paint, and a fully insulated 2.5-car garage with separate golf cart entry. Step outside to your private Florida retreat featuring a screened lanai and saltwater spool with Pentair heat pump, allowing it to function as either a refreshing pool or relaxing spa year-round. The home faces west, providing welcome afternoon shade on the lanai—the perfect place to unwind and enjoy the beautiful golf course setting. Beyond the screen enclosure, a spacious open patio provides additional room for entertaining, outdoor dining, or simply taking in the sweeping views overlooking Stone Creek’s 6th green. A custom-painted driveway enhances the home’s curb appeal and welcoming presence. Located within the highly sought-after active adult community of Del Webb Stone Creek, residents enjoy championship golf, resort-style pools, fitness and spa facilities, tennis, pickleball, numerous clubs, and a vibrant social calendar. Conveniently located just minutes from the World Equestrian Center, shopping, dining, and medical facilities, this move-in-ready home combines an exceptional elevated homesite, beautiful golf course views, extensive updates, and resort-style living in one of Ocala’s most desirable 55+ communities. Seller is motivated—come experience this exceptional Stone Creek home and see what makes this location so special.

Highlights

Private pool

Property details

MLS #
MFROM726125
Property type
Single Family Residence
Subdivision
STONE CREEK
Status
Active
Days on market
98
On market date
June 5, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
3
Parking spaces
N/A
Lot size
0.2 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SADDLEWOOD ELEMENTARY SCHOOL
5.75 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
16.3:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
5.6 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
3.2 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
3.7 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 98 days -- 2 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 4,861 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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/mo
Est. monthly payment
$3,613/mo
$115,000 down
$459,999 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 27 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.