Single Family Residence at 1515 21ST ST W, PALMETTO
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FULLY FENCED NO HOA - 1515 21ST ST W, PALMETTO
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$800,000

1515 21ST ST W
PALMETTO, FL 34221
Listed by Katie Cobb · DOUGLAS ELLIMAN
Bedrooms
3
Bathrooms
2
Living area
2,608 sqft
Year built
1977

About this home

FULLY FENCED & GATED HOMESITE, NO HOA, IMPACT WINDOWS AND DOORS, NEWER ROOF, UPDATED HVAC, TANKLESS WATER HEATER, AND SPACIOUS PRIVATE GROUNDS! Positioned on a private, fully fenced and gated homesite in one of Palmetto's most desirable locations, this beautifully reimagined residence offers a rare blend of refined living, expansive outdoor space, and exceptional convenience. Thoughtfully redesigned with a focus on both functionality and style, the home presents a seamless open-concept floor plan filled with natural light and timeless finishes throughout. At the center of the home, a stunning chef's kitchen serves as the heart of the living space, showcasing custom cabinetry, expansive quartz countertops, premium appliances, designer lighting, and an oversized island ideal for gathering and entertaining. Wide-plank flooring, impact-rated windows and doors, custom trim work, and carefully selected finishes create a cohesive sense of elegance that extends throughout the residence. The spacious primary suite offers a private retreat, complete with a beautifully appointed bath and custom walk-in closet designed to balance comfort and sophistication. Additional bedrooms and baths continue the home's elevated aesthetic with thoughtful design and quality craftsmanship at every turn. Beyond the interior, the property unfolds into a setting that is increasingly difficult to find. A circular driveway welcomes guests, while the expansive grounds provide an exceptional sense of privacy and flexibility. Whether envisioning space for recreational vehicles, boating equipment, outdoor entertaining, gardening, or simply enjoying the tranquility of your own land, the possibilities are endless. Offering peace of mind, the property features a newer roof, updated HVAC system, tankless water heater, impact-rated windows and doors, updated electrical systems, and a recently replaced septic system. Ideally located near Terra Ceia Bay, Emerson Point Preserve, local marinas, waterfront dining, and the vibrant destinations of downtown Bradenton, St. Petersburg, and Tampa, this exceptional property offers the perfect balance of privacy, convenience, and modern Florida living. A rare opportunity to enjoy a thoughtfully renovated home on a spacious homesite with no HOA restrictions, all just moments from the very best of Florida's Gulf Coast lifestyle.

Highlights

Fireplace

Property details

MLS #
MFRA4696161
Property type
Single Family Residence
Subdivision
ACREAGE
Status
Active
Days on market
81
On market date
June 5, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.97 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.32 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
0.69 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.29 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 81 days -- 27 fewer days than PALMETTO's current average of 108 days.
For reference, the median list price across 697 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,968/mo
$160,000 down
$640,000 loan
Principal & interest$4,151
Property tax (est.)$667
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.