Front of house - 1004 SPINDLE PALM WAY, APOLLO BEACH
overhead facing north - 1004 SPINDLE PALM WAY, APOLLO BEACH
Dock & Lift - 1004 SPINDLE PALM WAY, APOLLO BEACH
Lanai - 1004 SPINDLE PALM WAY, APOLLO BEACH
Kitchen - 1004 SPINDLE PALM WAY, APOLLO BEACH
Kitchen 2 - 1004 SPINDLE PALM WAY, APOLLO BEACH
Living Room - 1004 SPINDLE PALM WAY, APOLLO BEACH
Dining Room - 1004 SPINDLE PALM WAY, APOLLO BEACH
Primary BR - 1004 SPINDLE PALM WAY, APOLLO BEACH
Primary BT - 1004 SPINDLE PALM WAY, APOLLO BEACH
Office - 1004 SPINDLE PALM WAY, APOLLO BEACH
2nd BR - 1004 SPINDLE PALM WAY, APOLLO BEACH
2nd BT - 1004 SPINDLE PALM WAY, APOLLO BEACH
Dock & Lift - 1004 SPINDLE PALM WAY, APOLLO BEACH
Pool & Lanai - 1004 SPINDLE PALM WAY, APOLLO BEACH
Lanai - 1004 SPINDLE PALM WAY, APOLLO BEACH
Aerial - 1004 SPINDLE PALM WAY, APOLLO BEACH
Aerial looking down canal - 1004 SPINDLE PALM WAY, APOLLO BEACH
Ding Room Opposite Angle - 1004 SPINDLE PALM WAY, APOLLO BEACH
Primary BR - 1004 SPINDLE PALM WAY, APOLLO BEACH
Office - 1004 SPINDLE PALM WAY, APOLLO BEACH
2nd BR - 1004 SPINDLE PALM WAY, APOLLO BEACH
Single Family Residence at 1004 SPINDLE PALM WAY, APOLLO BEACH, photo 23 of 24
Single Family Residence at 1004 SPINDLE PALM WAY, APOLLO BEACH, photo 24 of 24
24 photos

$599,900

1004 SPINDLE PALM WAY
APOLLO BEACH, FL 33572
Listed by Phil Ashford · KW COASTAL LIVING III
Bedrooms
3
Bathrooms
2
Living area
1,458 sqft
Year built
1976

About this home

A TRUE Waterfront Style of Living! Welcome to 1004 Spindle Palm Way, a beautifully updated canal-front home in the heart of Apollo Beach offering direct boating access and the Florida lifestyle buyers dream about. Step outside to your private backyard retreat featuring a sparkling pool with an approximate depth of 7 feet, an expansive paver deck, updated pool coping and tile, and plenty of space for entertaining. Boating enthusiasts will love the custom-built dock with premium WearDeck synthetic decking and a 12,000-pound remote-controlled boat lift, making it easy to enjoy Tampa Bay whenever the mood strikes. Inside, the home has been thoughtfully upgraded with a remodeled kitchen featuring custom birch cabinetry, quartz countertops, soft-close drawers, and stainless-steel appliances. Additional improvements include a newer roof (2024), Rheem HVAC system, whole-house water filtration system, updated laundry appliances, and extensive pool and outdoor enhancements. Garage floor is epoxy sealed. With many documented improvements, this move-in-ready waterfront property offers both peace of mind and exceptional value. Whether you’re enjoying sunset views from the dock, relaxing poolside, or heading out for a day on the water, every day feels like a vacation. Four-Point Inspection completed in April! Conveniently located near shopping, dining, marinas, parks, and major commuter routes, this is a rare opportunity to own a beautifully maintained waterfront home in one of Apollo Beach’s most desirable boating communities.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRA4695923
Property type
Single Family Residence
Subdivision
APOLLO BEACH UNIT 08 A RESUBDIVISION OF LOTS 1-13
Status
Active
Days on market
76
On market date
June 21, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.21 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
APOLLO BEACH ELEMENTARY SCHOOL
0.89 mi away · Grades 0-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
629
Student:teacher ratio
16.1:1
District
HILLSBOROUGH
Middle
SHIELDS MIDDLE SCHOOL
3.84 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,792
Student:teacher ratio
20.8:1
District
HILLSBOROUGH
High
EAST BAY HIGH SCHOOL
3.46 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,912
Student:teacher ratio
18.9:1
District
HILLSBOROUGH

Walkability

Blended score for APOLLO BEACH's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

35
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes6
Grocery stores1
Parks4
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in APOLLO BEACH, from live MLS data.

On the market 76 days -- 42 fewer days than APOLLO BEACH's current average of 118 days.
For reference, the median list price across 529 active listings in APOLLO BEACH right now is $419,900.

Mortgage calculator

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Est. monthly payment
$3,763/mo
$119,980 down
$479,920 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 30 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.