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4th Bedroom/2ndOffice
4th Bedroom/2ndOffice
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Saint Armands Circle
Riverwalk
IMG Nick Bollettieri Academy
St Regis
Marina Jack
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55 photos

$7,775,000

12925 42ND TER W
CORTEZ, FL 34215
Listed by Brooke O'Malley · CLUB REALTY
Bedrooms
4
Bathrooms
4.1
Living area
5,138 sqft
Year built
1996

About this home

EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRA4695510
Property type
Single Family Residence
Subdivision
SUNSET HARBOR
Status
Active
Days on market
N/A
On market date
June 2, 2026
Stories
N/A
Garage spaces
3
Lot size
0.47 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
ANNA MARIA ELEMENTARY SCHOOL
2.32 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
195
Student:teacher ratio
12.2:1
District
MANATEE
Middle
MARTHA B. KING MIDDLE SCHOOL
3.94 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
914
Student:teacher ratio
18.3:1
District
MANATEE
High
MANATEE HIGH SCHOOL
6.04 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,034
Student:teacher ratio
21.2:1
District
MANATEE

Mortgage calculator

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Est. monthly payment
$46,972/mo
$1,555,000 down
$6,220,000 loan
Principal & interest$40,343
Property tax (est.)$6,479
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated June 2, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.