Front - 9820 SW 89TH TER #E, OCALA
Living room - 9820 SW 89TH TER #E, OCALA
Living room - 9820 SW 89TH TER #E, OCALA
Living room - 9820 SW 89TH TER #E, OCALA
Living room - 9820 SW 89TH TER #E, OCALA
Living room - 9820 SW 89TH TER #E, OCALA
Family room - 9820 SW 89TH TER #E, OCALA
Family room - 9820 SW 89TH TER #E, OCALA
Family room - 9820 SW 89TH TER #E, OCALA
Dinning room table - 9820 SW 89TH TER #E, OCALA
Dinning room table - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Kitchen - 9820 SW 89TH TER #E, OCALA
Dinning room - 9820 SW 89TH TER #E, OCALA
Front door - 9820 SW 89TH TER #E, OCALA
Front - 9820 SW 89TH TER #E, OCALA
Single Family Residence at 9820 SW 89TH TER #E, OCALA, photo 22 of 39
Front area - 9820 SW 89TH TER #E, OCALA
Front area - 9820 SW 89TH TER #E, OCALA
Single Family Residence at 9820 SW 89TH TER #E, OCALA, photo 25 of 39
Single Family Residence at 9820 SW 89TH TER #E, OCALA, photo 26 of 39
Back yard - 9820 SW 89TH TER #E, OCALA
Single Family Residence at 9820 SW 89TH TER #E, OCALA, photo 28 of 39
Back yard - 9820 SW 89TH TER #E, OCALA
Guest bedroom - 9820 SW 89TH TER #E, OCALA
Guest bedroom - 9820 SW 89TH TER #E, OCALA
Master bedroom - 9820 SW 89TH TER #E, OCALA
Master bedroom - 9820 SW 89TH TER #E, OCALA
Master bathroom - 9820 SW 89TH TER #E, OCALA
Master bathroom - 9820 SW 89TH TER #E, OCALA
Master Bathroom - 9820 SW 89TH TER #E, OCALA
Master bedroom closet - 9820 SW 89TH TER #E, OCALA
Guest bathroom - 9820 SW 89TH TER #E, OCALA
Guest bathroom - 9820 SW 89TH TER #E, OCALA
39 photos

$193,000

9820 SW 89TH TER #E
OCALA, FL 34481
Listed by Marielena Petrucelli Moronta · PEPINE REALTY
Bedrooms
2
Bathrooms
2
Living area
1,748 sqft
Year built
1994

About this home

PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!

Property details

MLS #
MFRGC540724
Property type
Single Family Residence
Subdivision
CIRCLE SQUARE WOODS
Status
Active
Days on market
74
On market date
May 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.05 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
4.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
4.26 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
5.24 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes20
Grocery stores6
Parks2
Schools1
Transit stops0
Pharmacies3

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 74 days -- 26 fewer days than OCALA's current average of 100 days.
For reference, the median list price across 4,870 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,312/mo
$38,600 down
$154,400 loan
Principal & interest$1,001
Property tax (est.)$161
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 10, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.