Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA
Welcoming front entry - 4284 RIVER BANK WAY, PUNTA GORDA
Vaulted ceilings in the living and dining rooms - 4284 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 4 of 28
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 5 of 28
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 6 of 28
Large island kitchen - 4284 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 8 of 28
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 9 of 28
Family room - 4284 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 11 of 28
Laundry room with sink - 4284 RIVER BANK WAY, PUNTA GORDA
Primary bedroom - 4284 RIVER BANK WAY, PUNTA GORDA
Multiple large closets in primary - 4284 RIVER BANK WAY, PUNTA GORDA
Primary bathroom with soaking tub and separate shower - 4284 RIVER BANK WAY, PUNTA GORDA
Dual Vanities - 4284 RIVER BANK WAY, PUNTA GORDA
Primary walk in closet with built ins - 4284 RIVER BANK WAY, PUNTA GORDA
Guest bedroom 2 - 4284 RIVER BANK WAY, PUNTA GORDA
Guest bedroom 3 - 4284 RIVER BANK WAY, PUNTA GORDA
Guest bathroom - 4284 RIVER BANK WAY, PUNTA GORDA
Upstairs loft "Bonus Room" - 4284 RIVER BANK WAY, PUNTA GORDA
Single Family Residence at 4284 RIVER BANK WAY, PUNTA GORDA, photo 22 of 28
Screened in Lanai - 4284 RIVER BANK WAY, PUNTA GORDA
Large back yard with room for a pool - 4284 RIVER BANK WAY, PUNTA GORDA
Expansive rear views - 4284 RIVER BANK WAY, PUNTA GORDA
River Club pool - 4284 RIVER BANK WAY, PUNTA GORDA
River Club pool - 4284 RIVER BANK WAY, PUNTA GORDA
River Club playground/park - 4284 RIVER BANK WAY, PUNTA GORDA
28 photos

$350,000

4284 RIVER BANK WAY
PUNTA GORDA, FL 33980
Listed by Michael Grady · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
2
Living area
2,354 sqft
Year built
2007

About this home

Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.

Highlights

Waterfront

Property details

MLS #
MFRA4695142
Property type
Single Family Residence
Subdivision
RIVER CLUB
Status
Active
Days on market
107
On market date
June 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
PEACE RIVER ELEMENTARY SCHOOL
1.68 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
576
Student:teacher ratio
14.0:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
2.39 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
3.33 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 107 days -- 102 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,007 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,258/mo
$70,000 down
$280,000 loan
Principal & interest$1,816
Property tax (est.)$292
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 19 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.