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82 photos

$899,000

1020 VIA FORMIA
PUNTA GORDA, FL 33950
Listed by Bobbi Bevis · RE/MAX HARBOR REALTY
Bedrooms
3
Bathrooms
2
Living area
2,235 sqft
Year built
2001

About this home

As the sun begins to set over the canal, this exceptional FERO built waterfront residence transforms into a private coastal retreat designed for elegant living and unforgettable entertaining. Nestled within the powerboat section of Punta Gorda Isles, the home captures the beauty of Southwest Florida living with breathtaking water views, seamless indoor outdoor flow, and luxurious designer finishes throughout. Soaring stepped ceilings, crown molding, tile flooring, and expansive zero edge pocket sliders create an atmosphere that feels both grand and inviting, while natural light pours into every thoughtfully designed space. At the center of the home, the gourmet kitchen serves as both a showpiece and gathering place, anchored by a dramatic 5x9 single slab quartz island and surrounded by upgraded custom cabinetry and a suite of top tier appliances including an Italian oven, smart refrigerator, drawer microwave, wine cooler, and farmhouse sinks in both the kitchen and laundry room. A panoramic bay window frames tranquil canal views, bringing the outdoors into everyday living and dining spaces designed for effortless entertaining and relaxed waterfront living. Privately tucked away, the primary suite offers a serene escape with direct access to the lanai, expansive walk in closet with custom built ins, and a spa inspired ensuite featuring dual vanities, a jacuzzi soaking tub, and an oversized walk in shower with pocket sliders to the laundry room from the closet. Two guest bedrooms provide inviting accommodations for family and visitors, each thoughtfully designed to reflect the home’s refined yet comfortable atmosphere. Outside, the expansive lanai becomes the true heart of the home as glowing sunset skies reflect across the water and create an unforgettable backdrop for evenings spent poolside. The outdoor living area features a sparkling pool, an outdoor kitchen with upgraded grill and refrigerator, and panoramic unobstructed canal views that elevate every moment. Boating enthusiasts will appreciate the 30 foot concrete dock and 10,000 pound boat lift with new motors and cables, offering quick access to Charlotte Harbor and an easy ten minute cruise to Fisherman’s Village. Complete with updated lighting, a 2023 roof, and pristine move in ready condition, this extraordinary residence embodies sophisticated waterfront living at its finest.

Highlights

WaterfrontPrivate pool

Property details

MLS #
MFRC7526465
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 08
Status
Active
Days on market
119
On market date
May 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.22 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SALLIE JONES ELEMENTARY SCHOOL
1.39 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
674
Student:teacher ratio
15.0:1
District
CHARLOTTE
Middle
PUNTA GORDA MIDDLE SCHOOL
1.83 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,228
Student:teacher ratio
21.5:1
District
CHARLOTTE
High
CHARLOTTE HIGH SCHOOL
1.61 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,950
Student:teacher ratio
22.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

49
Somewhat walkable
out of 100
EPA National Walkability Index
5.5 / 20 -- Least walkable
Google Places amenity density
80 / 100
Restaurants & cafes20
Grocery stores2
Parks8
Schools5
Transit stops0
Pharmacies2

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 119 days -- 90 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,007 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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/mo
Est. monthly payment
$5,564/mo
$179,800 down
$719,200 loan
Principal & interest$4,665
Property tax (est.)$749
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 17 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.