Single Family Residence at 1304 SILO DR, ST CLOUD
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Loft Area - 1304 SILO DR, ST CLOUD
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30 photos

$495,000

1304 SILO DR
ST CLOUD, FL 34771
Listed by EXP REALTY LLC
Bedrooms
4
Bathrooms
3
Living area
2,531 sqft
Year built
2025

About this home

Welcome to Prairie Oaks in St. Cloud, where peaceful living meets incredible convenience! This beautifully designed floor plan offers 4 bedrooms, 3 full bathrooms, and a spacious 2-car garage with a layout that perfectly blends functionality and style. From the moment you step inside, you’ll notice the bright open-concept design, modern finishes, and expansive living spaces that make this home ideal for both everyday living and entertaining. The stunning kitchen features white cabinetry, stainless steel appliances, a large center island, and plenty of counter space, all overlooking the main living and dining areas. The spacious primary suite offers a relaxing retreat with a large walk-in closet, dual vanities, and an oversized glass-enclosed shower. Upstairs living space provides additional flexibility for a loft/bonus room, office, or play area, while the generously sized secondary bedrooms provide comfort for family and guests alike. One of the highlights of this home is the spacious backyard setting, offering plenty of room to relax, entertain, or enjoy the Florida lifestyle outdoors. Residents of Prairie Oaks also enjoy access to a community pool, adding to the neighborhood’s relaxed and welcoming atmosphere. Located just minutes from Narcoossee Road, FL-417, the Florida Turnpike, Lake Nona, Orlando International Airport, shopping, restaurants, and hospitals, Prairie Oaks delivers exceptional connectivity while still offering more value than many nearby Lake Nona communities. This is an incredible opportunity to own a newer construction home in a growing area of St. Cloud known for its convenient access to Lake Nona and Orlando.

Property details

MLS #
MFRO6409050
Property type
Single Family Residence
Subdivision
PRAIRIE OAKS
Status
Active
Days on market
69
On market date
May 22, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
NARCOOSSEE ELEMENTARY SCHOOL
2.14 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,307
Student:teacher ratio
18.9:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
2.27 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
TOHOPEKALIGA
5.51 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,557
Student:teacher ratio
22.6:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
4.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 69 days -- 43 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,131/mo
$99,000 down
$396,000 loan
Principal & interest$2,568
Property tax (est.)$413
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.