Virtual Sunset - 344 CROSSWINDS DR, PALM HARBOR
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 2 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 3 of 65
Dining room - 344 CROSSWINDS DR, PALM HARBOR
Dining room - 344 CROSSWINDS DR, PALM HARBOR
Dining room - 344 CROSSWINDS DR, PALM HARBOR
Dining room - 344 CROSSWINDS DR, PALM HARBOR
Living room - 344 CROSSWINDS DR, PALM HARBOR
Living room - 344 CROSSWINDS DR, PALM HARBOR
Living room - 344 CROSSWINDS DR, PALM HARBOR
Living room - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Kitchen - 344 CROSSWINDS DR, PALM HARBOR
Bonus Room - 344 CROSSWINDS DR, PALM HARBOR
Bonus Room - 344 CROSSWINDS DR, PALM HARBOR
Bonus Room - 344 CROSSWINDS DR, PALM HARBOR
Bonus Room - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio, virtual fire - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio, virtual fire - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio - 344 CROSSWINDS DR, PALM HARBOR
Enclosed Back Patio - 344 CROSSWINDS DR, PALM HARBOR
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 29 of 65
Master Bedroom - 344 CROSSWINDS DR, PALM HARBOR
Master Bedroom - 344 CROSSWINDS DR, PALM HARBOR
Master Bedroom - 344 CROSSWINDS DR, PALM HARBOR
Master Bedroom - 344 CROSSWINDS DR, PALM HARBOR
Master Bath - 344 CROSSWINDS DR, PALM HARBOR
Master Bath - 344 CROSSWINDS DR, PALM HARBOR
Master Bath - 344 CROSSWINDS DR, PALM HARBOR
Bedroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bedroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bedroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bathroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bathroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bathroom #2 - 344 CROSSWINDS DR, PALM HARBOR
Bedroom #3 - 344 CROSSWINDS DR, PALM HARBOR
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 44 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 45 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 46 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 47 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 48 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 49 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 50 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 51 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 52 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 53 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 54 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 55 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 56 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 57 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 58 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 59 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 60 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 61 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 62 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 63 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 64 of 65
Single Family Residence at 344 CROSSWINDS DR, PALM HARBOR, photo 65 of 65
65 photos

$574,900

344 CROSSWINDS DR
PALM HARBOR, FL 34683
Listed by KELLER WILLIAMS REALTY- PALM HARBOR
Bedrooms
3
Bathrooms
2
Living area
1,769 sqft
Year built
1975

About this home

Virtually Staged. If you’ve been searching for that true Palm Harbor waterfront lifestyle with Gulf access, this is the one that feels like home the second you pull in. Welcome to Baywood Village — a laid-back waterfront community where golf carts, boats, sunsets, and weekends on the water are just part of everyday life. Tucked away on a saltwater canal with Gulf access, this 3-bedroom, 2-bathroom home has been beautifully updated while still keeping that relaxed coastal feel everyone is looking for in Palm Harbor. Whether it’s mornings on the dock with coffee or evenings around the fire pit after a day on the boat, this property was made for enjoying the Florida lifestyle. Inside, the heart of the home is the renovated kitchen, stainless steel appliances, modern finishes, and an open layout that flows comfortably into the main living spaces. Additional upgrades throughout the home include a whole-house water softener, brand-new thermostat, and updated electrical outlets. The flexible bonus space gives you plenty of options for a home office, second living area, or entertaining space overlooking the water. Out back, the enclosed patio opens to your private backyard oasis shaded by mature mango and olive trees, creating the perfect setting to unwind after a day on the Gulf. The primary suite offers a peaceful retreat with an updated en-suite bathroom featuring a walk in shower while the guest bathroom has also been tastefully updated with dual sinks, jacuzzi tub, and contemporary finishes. The HOA is optional, giving homeowners added flexibility while still offering access to a wonderful waterfront community. Complete with a 2-car garage, private dock, and direct Gulf access, this move-in ready waterfront home gives you the opportunity to enjoy everything people love about living in Baywood Village and the Palm Harbor boating lifestyle.

Highlights

Waterfront

Property details

MLS #
MFRTB8507768
Property type
Single Family Residence
Subdivision
BAYWOOD VILLAGE SEC 2
Status
Active
Days on market
86
On market date
May 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
SUNSET HILLS ELEMENTARY SCHOOL
1.77 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
454
Student:teacher ratio
13.8:1
District
PINELLAS
Middle
TARPON SPRINGS MIDDLE SCHOOL
2.36 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
651
Student:teacher ratio
18.1:1
District
PINELLAS
HighCharter
ST. PETERSBURG COLLEGIATE HIGH SCHOOL NORTH PINELLAS
1.55 mi away · Grades 10-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
209
Student:teacher ratio
41.8:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

46
Somewhat walkable
out of 100
EPA National Walkability Index
11.3 / 20 -- Above average walkable
Google Places amenity density
30 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools1
Transit stops12
Pharmacies0

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 86 days -- 14 fewer days than PALM HARBOR's current average of 100 days.
For reference, the median list price across 724 active listings in PALM HARBOR right now is $309,950.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$3,612/mo
$114,980 down
$459,920 loan
Principal & interest$2,983
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.