Stunning 2021 Built Home Featuring Stone Accents, 3-Car Garage & Private Greenbelt Setting. - 640 ENCARNACION ST, PUNTA GORDA
Stone Accented Screened Front Entryway with Leaded Glass Door. - 640 ENCARNACION ST, PUNTA GORDA
Expansive Open Concept Living Area. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Expansive Open Concept Living Area. - 640 ENCARNACION ST, PUNTA GORDA
Versatile Den/Flex Room Ideal for Home Office, 4th Bedroom, or Hobby Space. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Versatile Den/Flex Room Ideal for Home Office, 4th Bedroom, or Hobby Space. - 640 ENCARNACION ST, PUNTA GORDA
Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Spa Inspired Primary Bath with Dual Vanities and Makeup Area. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Stage Lanai with Endless Possibilities - 640 ENCARNACION ST, PUNTA GORDA
Screened Lanai Overlooking a Private Wooden Greenbelt. - 640 ENCARNACION ST, PUNTA GORDA
Fenced Side Yard. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Backyard with Natural Greenbelt. - 640 ENCARNACION ST, PUNTA GORDA
Corner Lot with Expansive backyard and Wooded Greenbelt Buffer. - 640 ENCARNACION ST, PUNTA GORDA
Prime Corner Lot Location. - 640 ENCARNACION ST, PUNTA GORDA
Screened Front Entry with Stone Accents. - 640 ENCARNACION ST, PUNTA GORDA
L-Shaped Front Lanai, Perfect for Relaxing. - 640 ENCARNACION ST, PUNTA GORDA
Elegant Leaded Glass Front Door with Decorative Stone Accents and Screen Entry. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Open-Concept Great Room with Seamless Kitchen Integration. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Spacious Open-Concept Great Room with Seamless Kitchen Integration. - 640 ENCARNACION ST, PUNTA GORDA
Chef's Kitchen with Granite Countertops, Stainless Steel Appliances & Abundant Cabinetry. - 640 ENCARNACION ST, PUNTA GORDA
Kitchen Features Granite Countertops, Stainless Appliances & Massive Breakfast Bar. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Kitchen Features Granite Countertops, Stainless Appliances & Massive Breakfast Bar. - 640 ENCARNACION ST, PUNTA GORDA
Granite Island and Walk-In Pantry. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Granite Island and Walk-In Pantry. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Living Room with Crown Molding and Lanai Access. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Spacious Living Room with Crown Molding and Lanai Access. - 640 ENCARNACION ST, PUNTA GORDA
Open Concept Living, Dining & Kitchen Area. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Open Concept Living, Dining & Kitchen Area. - 640 ENCARNACION ST, PUNTA GORDA
Dining Area Adjacent to Kitchen and Living Room. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Dining Area Adjacent to Kitchen and Living Room. - 640 ENCARNACION ST, PUNTA GORDA
Versatile Den/Flex Room Ideal for Home Office, 4th Bedroom, or Hobby Space. - 640 ENCARNACION ST, PUNTA GORDA
virtually Staged Versatile Den/Flex Room Ideal for Home Office, 4th Bedroom, or Hobby Space. - 640 ENCARNACION ST, PUNTA GORDA
Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Luxurious Primary Suite with Tray Ceiling, Crown Molding & Designer Lighting. - 640 ENCARNACION ST, PUNTA GORDA
Spa Inspired Primary Bath with Dual Vanities and Makeup Area. - 640 ENCARNACION ST, PUNTA GORDA
Walk-In Shower with Seamless Glass Enclosure. - 640 ENCARNACION ST, PUNTA GORDA
Walk-In Shower with Seamless Glass Enclosure. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Second Bedroom with Ample Closet Space. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Second Bedroom with Ample Closet Space. - 640 ENCARNACION ST, PUNTA GORDA
Guest Bathroom with Tub/Shower Combo. - 640 ENCARNACION ST, PUNTA GORDA
Guest Bathroom with Tub/Shower Combo. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Staged Bedroom 3 with Large Closet. - 640 ENCARNACION ST, PUNTA GORDA
Bedroom 3 with Large Closet. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Interior Laundry Room with Additional Storage. - 640 ENCARNACION ST, PUNTA GORDA
Guest Wing Hallway with Laundry Access. - 640 ENCARNACION ST, PUNTA GORDA
Screened Lanai with Sliding Glass Doors. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Stage Lanai with Endless Possibilities - 640 ENCARNACION ST, PUNTA GORDA
Screened Lanai with Sliding Glass Doors. - 640 ENCARNACION ST, PUNTA GORDA
Virtually Stage Lanai with Endless Possibilities - 640 ENCARNACION ST, PUNTA GORDA
Mature Landscaping and Peaceful Wooded Greenbelt Views. - 640 ENCARNACION ST, PUNTA GORDA
Corner Lot with Expansive backyard and Wooded Greenbelt Buffer. - 640 ENCARNACION ST, PUNTA GORDA
Spacious Backyard with Natural Greenbelt. - 640 ENCARNACION ST, PUNTA GORDA
Prime Corner Lot Location. - 640 ENCARNACION ST, PUNTA GORDA
Downtown Punta Gorda - 640 ENCARNACION ST, PUNTA GORDA
Close to Sun Seeker Resort - 640 ENCARNACION ST, PUNTA GORDA
Call Today to Schedule Your Private Tour! - 640 ENCARNACION ST, PUNTA GORDA
59 photos

$362,000

640 ENCARNACION ST
PUNTA GORDA, FL 33983
Listed by Nick Demers · RE/MAX PALM REALTY
Bedrooms
4
Bathrooms
2
Living area
2,066 sqft
Year built
2021

About this home

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code! Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Property details

MLS #
MFRC7526039
Property type
Single Family Residence
Subdivision
PUNTA GORDA ISLES SEC 20
Status
Active
Days on market
128
On market date
May 20, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
3
Parking spaces
N/A
Lot size
0.25 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
DEEP CREEK ELEMENTARY SCHOOL
2.27 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
820
Student:teacher ratio
16.4:1
District
CHARLOTTE
Middle
PORT CHARLOTTE MIDDLE SCHOOL
4.45 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
849
Student:teacher ratio
18.9:1
District
CHARLOTTE
HighCharter
FLORIDA SOUTHWESTERN COLLEGIATE HIGH SCHOOL
6.48 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
373
Student:teacher ratio
33.9:1
District
CHARLOTTE

Walkability

Blended score for PUNTA GORDA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

14
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PUNTA GORDA, from live MLS data.

On the market 128 days -- 81 fewer days than PUNTA GORDA's current average of 209 days.
For reference, the median list price across 3,003 active listings in PUNTA GORDA right now is $155,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,330/mo
$72,400 down
$289,600 loan
Principal & interest$1,878
Property tax (est.)$302
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.