Single Family Residence at 5634 WINONA DR, ST CLOUD
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$404,900

5634 WINONA DR
ST CLOUD, FL 34771
Listed by Michael Blank · FL PRO BROKERS LLC
Bedrooms
4
Bathrooms
2
Living area
1,846 sqft
Year built
2022

About this home

SELLER OFFERING $5,000 CREDIT FOR BUYER'S CLOSING COSTS/RATE BUY DOWN-This Like-new 4 bedroom, 2 Bath home is situated on a scenic WATERFRONT lot with picturesque pond views. Natural light fills the spacious living area which seamlessly flows into the dining and kitchen areas and gives access to a screened patio and fenced in backyard - all perfect for enjoying time with family and friends. The chef-inspired kitchen boasts stone countertops, stainless steel appliances, a large island, 42-inch cabinets, and a huge step-in pantry offering ample storage. The split plan layout has the 3 secondary bedrooms near the front of the house and in the back, the large primary bedroom offers peaceful conservation views, an ensuite bath with dual vanities, a step-in shower, and walk-in closets. Outside, an outdoor OASIS awaits to enjoy time with family and friends from a private patio and a large, manicured backyard that offers plenty of room to enjoy the Florida outdoor lifestyle. Must see in person to fully appreciate every detail and the views from this rare home. With a low HOA and no CDD, this home offers easy access to schools, renowned hospitals (Lake Nona Medical City), major highways, and scenic hiking and biking trails. The Summerly community enhances your lifestyle with exceptional amenities, including a clubhouse, pool, and playground.

Highlights

Waterfront

Property details

MLS #
MFRO6406754
Property type
Single Family Residence
Subdivision
SUMMERLY PH 3
Status
Active
Days on market
76
On market date
May 24, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.15 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
MATER ACADEMY AT ST CLOUD
2.9 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
381
Student:teacher ratio
18.1:1
District
OSCEOLA
Middle
NARCOOSSEE MIDDLE SCHOOL
3.04 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,318
Student:teacher ratio
20.3:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
5.24 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks2
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 76 days -- 36 fewer days than ST CLOUD's current average of 112 days.
For reference, the median list price across 1,876 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,588/mo
$80,980 down
$323,920 loan
Principal & interest$2,101
Property tax (est.)$337
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.