Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 2 of 49
Living Room - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 4 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 5 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 6 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 7 of 49
Dining Room - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 9 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 10 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 11 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 12 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 13 of 49
Primary Bedroom - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 15 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 16 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 17 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 18 of 49
Bedroom 2 - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 20 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 21 of 49
Bathroom 2 - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Inside Laundry - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Lania - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Lanai - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Lanai - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Courtyard - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Front Door Entry - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Elevators - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Lobby/Mail Center - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 31 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 32 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 33 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 34 of 49
Pool for Residents at Terra Ceia Club - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Back Bay Clubhouse and Pro Shop - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 37 of 49
Condominium at 2320 TERRA CEIA BAY BLVD #108, PALMETTO, photo 38 of 49
Tennis/Pickleball Courts - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Gated Entry - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
LeCom Park Baseball Field Bradenton - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Riverwalk Downtown Bradenton - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
University Town Center Mall Lakewood Ranch - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Safe Harbor Marina Palmetto - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Safe Harbor Marina Palmetto - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Twin Dolphin Marina Bradenton on Manatee River - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Emerson Point Preserve - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Emerson Point Preserve Palmetto - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
Anna Maria Island - 2320 TERRA CEIA BAY BLVD #108, PALMETTO
49 photos

$159,900

2320 TERRA CEIA BAY BLVD #108
PALMETTO, FL 34221
Listed by LPT REALTY, LLC
Bedrooms
2
Bathrooms
2
Living area
978 sqft
Year built
1991

About this home

Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

Property details

MLS #
MFRA4692946
Property type
Condominium
Subdivision
THE TERRA CEIA CLUB
Status
Active
Days on market
116
On market date
May 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
3.19 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

ElementaryCharter
PALMETTO CHARTER SCHOOL
0.61 mi away · Grades -1-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
364
Student:teacher ratio
15.2:1
District
MANATEE
Middle
JUST FOR GIRLS MIDDLE SCHOOL
0.97 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
37
Student:teacher ratio
9.3:1
District
MANATEE
High
PALMETTO HIGH SCHOOL
0.44 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,984
Student:teacher ratio
22.5:1
District
MANATEE

Walkability

Blended score for PALMETTO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable
Google Places amenity density
55 / 100
Restaurants & cafes6
Grocery stores0
Parks7
Schools6
Transit stops8
Pharmacies0

Market position

How this listing compares to current activity in PALMETTO, from live MLS data.

On the market 116 days -- 8 more days than PALMETTO's current average of 108 days.
For reference, the median list price across 697 active listings in PALMETTO right now is $369,999.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$1,113/mo
$31,980 down
$127,920 loan
Principal & interest$830
Property tax (est.)$133
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 20 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.