Single Family Residence at 4912 CATALPA DR, ST CLOUD
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Foyer - 4912 CATALPA DR, ST CLOUD
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Pendant Lights - 4912 CATALPA DR, ST CLOUD
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Walk-in Pantry! - 4912 CATALPA DR, ST CLOUD
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Den - 4912 CATALPA DR, ST CLOUD
Dining Table Light - 4912 CATALPA DR, ST CLOUD
Den - 4912 CATALPA DR, ST CLOUD
Primary Suite - 4912 CATALPA DR, ST CLOUD
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Primary En-Suite Bathroom - 4912 CATALPA DR, ST CLOUD
Primary Walk-in Closet! - 4912 CATALPA DR, ST CLOUD
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Guest Bedroom - 4912 CATALPA DR, ST CLOUD
Guest Bedroom & Guest Bathroom proximity - 4912 CATALPA DR, ST CLOUD
Guest Bathroom - 4912 CATALPA DR, ST CLOUD
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Pocket Office - 4912 CATALPA DR, ST CLOUD
Powder Room - 4912 CATALPA DR, ST CLOUD
Laundry Room - 4912 CATALPA DR, ST CLOUD
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No Rear Neighbors! - 4912 CATALPA DR, ST CLOUD
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Twin Lakes Community Garden - 4912 CATALPA DR, ST CLOUD
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84 photos

$559,500

4912 CATALPA DR
ST CLOUD, FL 34772
Listed by Michelle Bardsley · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
2.5
Living area
2,208 sqft
Year built
2017

About this home

Welcome to paradise in the highly sought-after, GATED Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home with NO REAR NEIGHBORS. From the moment you arrive you will love the charming, covered FRONT PORCH - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with WOOD-LOOK PLANK FLOORS and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute POCKET OFFICE offers a quiet, efficient workspace. The GOURMET KITCHEN is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The ISLAND Breakfast Bar is stunning! Perfect for entertaining during the Holidays. A HUGE walk-in PANTRY and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, elegant PLANTATION SHUTTERS and a luxurious Bathroom offering a FRAMELESS glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests, and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The BRICK-PAVED PATIO overlooks an idyllic, peaceful view with NO REAR NEIGHBORS, creating a private retreat that feels like your own slice of paradise. ELECTRIC SUN BLINDS to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat. Located close to Lake Nona and Medical City.

Property details

MLS #
MFRO6405805
Property type
Single Family Residence
Subdivision
TWIN LAKES PH 1
Status
Active
Days on market
125
On market date
May 12, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.14 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
HICKORY TREE ELEMENTARY SCHOOL
0.96 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
676
Student:teacher ratio
16.5:1
District
OSCEOLA
Middle
ST. CLOUD MIDDLE SCHOOL
2.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,188
Student:teacher ratio
16.1:1
District
OSCEOLA
High
ST. CLOUD HIGH SCHOOL
2.51 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,069
Student:teacher ratio
20.7:1
District
OSCEOLA

Walkability

Blended score for ST CLOUD's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in ST CLOUD, from live MLS data.

On the market 125 days -- 12 more days than ST CLOUD's current average of 113 days.
For reference, the median list price across 1,870 active listings in ST CLOUD right now is $375,000.

Mortgage calculator

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Est. monthly payment
$3,519/mo
$111,900 down
$447,600 loan
Principal & interest$2,903
Property tax (est.)$466
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 22 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.