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$499,000

400 CINNAMON BEACH WAY #324
PALM COAST, FL 32137
Listed by Laura Kulaga · HAMMOCK REAL ESTATE GROUP
Bedrooms
3
Bathrooms
2
Living area
1,682 sqft
Year built
2005

About this home

Experience luxury coastal living in this beautifully updated residence within the exclusive gated community of Cinnamon Beach at Ocean Hammock. Perfectly positioned on the second floor, this immaculate condo offers breathtaking ocean views along with a front-row seat to the signature 8th hole of the Ocean Front Hammock Beach Golf Course designed by Jack Nicklaus. Designed with both comfort and style in mind, the open-concept floor plan showcases tile and laminate wood flooring, granite countertops, beautiful 42-inch cabinetry, a beautiful designer backsplash, and a new French door stainless steel refrigerator. Canned ceiling lighting enhances the bright interior, while two sliding glass doors lead to a tiled balcony where you can enjoy the coastal breeze and stunning scenery. Additional upgrades include a new A/C installed in 2024, and new refrigerator 2025 offering peace of mind for years to come. Whether you are searching for a full-time residence, a luxurious second home, or a high-performing investment property, this condo presents an exceptional opportunity. Residents and guests enjoy access to world-class resort amenities including an oceanside pool, lakeside resort heated pool, splash zone, fitness center, play room, adult lounge, seasonal restaurant, and multiple private beach walkovers providing direct access to the pristine Atlantic shoreline. From sunrise ocean views to championship golf course scenery, this exceptional property captures the very best of the Florida coastal lifestyle.

Highlights

Waterfront

Property details

MLS #
MFRFC318329
Property type
Condominium
Subdivision
CINNAMON BCH OCN HAMMOCK PH 02
Status
Active
Days on market
115
On market date
May 13, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.3 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BELLE TERRE ELEMENTARY SCHOOL
4.6 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
4.55 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
3.04 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

45
Somewhat walkable
out of 100
EPA National Walkability Index
8.7 / 20 -- Below average walkable
Google Places amenity density
48 / 100
Restaurants & cafes9
Grocery stores2
Parks4
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 115 days -- 3 more days than PALM COAST's current average of 112 days.
For reference, the median list price across 1,879 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 29 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.