Single Family Residence at 1540 STONE TRL, DELTONA
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Private dock in backyard - 1540 STONE TRL, DELTONA
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Boat ramp for Stone Island - 1540 STONE TRL, DELTONA
Boat ramp for Stone Island - 1540 STONE TRL, DELTONA
Horse pasture - 1540 STONE TRL, DELTONA
Equestrian - 1540 STONE TRL, DELTONA
Tennis Court - 1540 STONE TRL, DELTONA
Park - 1540 STONE TRL, DELTONA
39 photos

$469,000

1540 STONE TRL
DELTONA, FL 32725
Listed by Jessica Falvey · ELITE REAL ESTATE AND PROPERTY MANAGEMENT
Bedrooms
4
Bathrooms
3
Living area
2,062 sqft
Year built
1981

About this home

WATERFRONT • PRIVATE DOCK • COMPLETELY RENOVATED • NEW ROOF! Welcome to waterfront living at its best in the highly desirable Stone Island community. This beautifully renovated solid-block home has been thoughtfully reimagined from top to bottom, offering the rare combination of extensive updates, waterfront living, a private dock, and a peaceful setting. The major improvements have already been taken care of, including a brand-new roof, new A/C system, new water heater, and fully updated plumbing. The work was completed with permits and inspections, giving the next owner added peace of mind. Inside, the home feels fresh, modern, and completely move-in ready. The brand-new kitchen features quartz countertops, real wood cabinetry, full LED lighting, and high-efficiency appliances. Both bathrooms have been beautifully updated with spa-like finishes and elegant walk-in showers. The open and functional floor plan provides comfortable living spaces with a natural flow to the outdoors. Step outside and discover what truly sets this property apart. The spacious backyard leads directly to the waterfront and includes a private dock, offering the opportunity to enjoy boating, fishing, sunsets, and the peaceful surroundings of Stone Island. The upgraded marble-look driveway adds beautiful curb appeal while remaining low-maintenance and durable. Stone Island is a unique, golf-cart-friendly community located along the north shore of Lake Monroe, offering a relaxed waterfront lifestyle while remaining convenient to Central Florida. Residents enjoy amenities including a private boat ramp with lake access, tennis and pickleball courts, equestrian facilities, a playground, and a community fire pit. With easy access to Orlando and Daytona Beach, you can enjoy a quiet waterfront retreat without giving up convenience. Completely renovated. Major systems updated. Waterfront. Private dock. Stone Island. Homes offering this combination of updates and waterfront lifestyle are hard to find. Come see why this property is such a special opportunity and schedule your private showing today!

Highlights

WaterfrontFireplace

Property details

MLS #
MFRO6402804
Property type
Single Family Residence
Subdivision
STONE ISLAND ESTATES UNIT 03
Status
Active
Days on market
149
On market date
May 6, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.41 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
FOREST LAKE ELEMENTARY SCHOOL
1.5 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
455
Student:teacher ratio
11.1:1
District
VOLUSIA
Middle
DELTONA MIDDLE SCHOOL
3.1 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,093
Student:teacher ratio
18.5:1
District
VOLUSIA
High
PINE RIDGE HIGH SCHOOL
4.81 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,656
Student:teacher ratio
20.7:1
District
VOLUSIA

Walkability

Blended score for DELTONA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in DELTONA, from live MLS data.

On the market 149 days -- 3 fewer days than DELTONA's current average of 152 days.
For reference, the median list price across 646 active listings in DELTONA right now is $287,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,974/mo
$93,800 down
$375,200 loan
Principal & interest$2,434
Property tax (est.)$391
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.